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646 Stonegate Rd, Westminster, MD 21157 Property Records

Carroll County property record for 646 Stonegate Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,122 sqft · built 2018
Lot Size0.304 acres (13,262 sqft)
Owner2 Individual Names on File
Last Sale$484,990 (Aug 2018)
Tax Bill$9,784 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
APN07-432155

Property Details

APN / Parcel Number

Primary APN07-432155
Alternative APN
  • 432155

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,122 sqft Total Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,262 sqft (0.304 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number432155
Street Address646 STONEGATE RD
CityWESTMINSTER
StateMD
Zip21157-6888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 20 - 0.2939 ACS STONEGATE RD 55-20/24 STONEGATE PH 1 SC 1
Legal SubdivisionSTONEGATE
Legal Phase1
Legal Lot Number20
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3011
Census Tract507802

Owner

Source: Carroll County records · APN 07-432155

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address646 STONEGATE RD, WESTMINSTER, MD 21157-6888
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 06, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Oct 13, 2017Grant Deed, Transfer
RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2018 · Amount on Record
Deed SaleAug 06, 2018 · Amount on Record
Deed Book / Page9085 / 73
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address646 STONEGATE RD, WESTMINSTER, MD 21157-6888
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100210124
DateDec 29, 2020
Book Page10021/124
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address99261
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 06, 2018
Property Address646 STONEGATE RD, WESTMINSTER, MD 21157-6888
Document Number0090850073
Book / Page9085 / 0073
Map ReferenceMB55 PG21
Instrument DateJul 27, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyASSCIATES TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address646 STONEGATE RD, WESTMINSTER, MD 21157-6888

Mortgage

Document Number0000908578
DateAug 06, 2018
Instrument9085/78
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateOct 13, 2017
Property Address646 STONEGATE RD, WESTMINSTER, MD 21157-6888
Document Number0088330079
Book / Page008833 / 000079
Instrument DateOct 05, 2017
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$4,960.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1356 BEVERLY RD #300 MCLEAN VA 221013640, 300, MCLEAN, VA 22101-3640

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$625,300 Land $184,700 Building $440,600$625,300 Land $184,700 Building $440,600
2025$9,784.00

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135078023, refreshed September 2026 · Last verified October 2026

Flood

Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024, other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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