Bergen County and Teaneck Township property record for 646 Stelton St, Teaneck, NJ 07666
| Property Type | Single Family Home |
|---|---|
| Details | 1,606 sqft · built 1966 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Sep 2002) |
| Tax Bill | $13,644 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-03818-0000-00011 |
| Primary APN | 60-03818-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,606 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 038286 |
|---|---|
| Street Address | 646 STELTON ST |
| City | TEANECK |
| State | NJ |
| Zip | 07666-5358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 70X100 |
| Legal Subdivision | FANELLI HOMES |
| Legal Block | 3818 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | TEANECK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 54602 |
646 Stelton St is owned and occupied by two individuals who bought it in September 2002.
Source: Bergen County and Teaneck Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 STELTON ST, TEANECK, NJ 07666-5358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2002 · Amount on File |
| Deed Sale | Sep 12, 2002 · Amount on File |
| Deed Book / Page | 8510 / 353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 646 STELTON ST, TEANECK, NJ 07666-5358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042000507 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4200/507 |
| Instrument | 2021092435 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 646 STELTON ST, TEANECK, NJ 07666-5358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038511141 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 3851/1141 |
| Instrument | 20-128923 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 646 Stelton St was $13,644, up 4.9% from the year before.
Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Teaneck Township |
| Unified School District | Teaneck Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,300 (-) Land $331,000 Building $264,300 | $595,300 (-) Land $331,000 Building $264,300 | |
| 2025 | $13,644.00 (+4.95%) | $595,300 Land $331,000 Building $264,300 | $595,300 Land $331,000 Building $264,300 |
| 2024 | $13,001.00 | ||
| 2023 | $364,700 Land $198,000 Building $166,700 | $364,700 Land $198,000 Building $166,700 | |
| 2022 | $11,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Stelton St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Stelton St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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