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646 Steffy Rd, Ramona, CA 92065 Property Records

San Diego County property record for 646 Steffy Rd, Ramona, CA 92065 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1977
Square Footage1,594 sqft Living Area
Lot Size27,007 sqft (0.62 acres)
OccupancyOwner Occupied
Last Sale$779,000 (2024)
Tax Bill$8,460.00 (2025)

Property Details

APN / Parcel Number

Primary APN284-033-26-00
Alternative APN
  • 2840310900

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,594 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area27,007 sqft (0.62 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2840310900
Street Address646 STEFFY RD
CityRAMONA
StateCA
Zip92065-3532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 400 PAR 1 PER DOC74350REC71 IN TR 000643
Legal SubdivisionRAMONA
Legal Tract000643
Legal Block400
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2009
Census Tract20813

Owner

Source: San Diego County records · APN 284-033-26-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address646 STEFFY RD, RAMONA, CA 92065-3532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Sep 03, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Oct 20, 2020Quit Claim Deed, Transfer
OTHER
Jul 09, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleSep 03, 2021 · Amount on Record
Deed Doc Number2024330829
Prior Transfer DateJul 07, 2020
Prior Transfer Doc0000639232
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address646 STEFFY RD, RAMONA, CA 92065-3532
Transaction TypeMortgage
Record UpdatedMay 03, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 STEFFY RD, RAMONA, CA 92065-3532

Mortgage

Document Number0000105630
DateApr 24, 2023
Instrument2023-0105630
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term342 Months
DueOct 01, 2051

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 03, 2021
Property Address646 STEFFY RD, RAMONA, CA 92065-3532
Document Number0000629865
Map ReferenceMAP 643
Instrument DateAug 16, 2021
Instrument2021-0629865
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 STEFFY RD, RAMONA, CA 92065-3532

Mortgage

Document Number0000629866
DateSep 03, 2021
Instrument2021-0629866
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 20, 2020
Property Address646 STEFFY RD, RAMONA, CA 92065-3532
Document Number0000639232
Instrument DateJul 07, 2020
Instrument639232
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address646 STEFFY RD RAMONA CA 920653532, RAMONA, CA 92065-3532

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 09, 2020
Property Address646 STEFFY RD, RAMONA, CA 92065-3532
Document Number0000365477
Map ReferenceMAP 643
Instrument DateJul 02, 2020
Instrument2020-0365477
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 STEFFY RD, RAMONA, CA 92065-3532

Mortgage

Document Number0000365478
DateJul 09, 2020
Instrument2020-0365478
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$794,579 (+2%) Land $264,854 Building $529,725
2025$8,460.00 (+29.75%)$779,000 (+26.65%) Land $259,661 Building $519,339
2023$6,520.00 (-1.38%)$615,059 Land $205,015 Building $410,044
2022$6,611.00

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