Christian County property record for 646 State Hwy DD, Bruner, MO 65620 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,537 sqft · built 2012 |
| Lot Size | 24.8 acres (1,080,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,200 (Dec 2018) |
| Tax Bill | $2,004 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0.9-31-0-0-3 |
| Primary APN | 14-0.9-31-0-0-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,080,288 sqft (24.8 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 646 STATE HIGHWAY DD |
|---|---|
| City | BRUNER |
| State | MO |
| Zip | 65620-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 650 W OF NEC NW1/4, W 1820, S30, E860, S985, W1010, S30, E1960, N1060 TO POB |
| Legal Range | 18W |
| Legal Township | 27N |
| Legal Section | 31 |
| Legal Subdivision | SPARTA OUT |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | BRUNER |
| Census Block Group | 2 |
| Census Block | 2121 |
| Census Tract | 20401 |
Source: Christian County records · APN 14-0.9-31-0-0-3
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 STATE HIGHWAY DD, BRUNER, MO 65620-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 07, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2018 | Warranty Deed, Transfer · VA Mortgage MISSOURI MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 201816468 |
| Deed Book / Page | 2018 / 16296 |
| Prior Transfer Date | Oct 11, 2011 |
| Prior Transfer Doc | 0201110746 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 646 STATE HIGHWAY DD, BRUNER, MO 65620-1028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 646 STATE HWY, BRUNER, MO 65620 |
| Document Number | 0202217758 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2022/17758 |
| Instrument | 2022L17940 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 646 STATE HIGHWAY JJ, SPARTA, MO 65753 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0202017158 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 2020/17158 |
| Instrument | 2020L17321 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 646 STATE HIGHWAY JJ, SPARTA, MO 65753 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202001623 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 2020/01623 |
| Instrument | 2020L01640 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Dec 14, 2018 |
| Property Address | 646 STATE HIGHWAY JJ, SPARTA, MO 65753 |
| Document Number | 0201816296 |
| Book / Page | 2018 / 16296 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018L16468 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | HOGAN LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 646 STATE HIGHWAY Z, BRUNER, MO 65620-1032 |
| Document Number | 2018L16469 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018L16469 |
| Name | MISSOURI MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Sparta R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,670 (+6.91%) | $214,900 (+6.86%) Land $22,400 Building $192,500 | |
| 2024 | $2,004.00 | ||
| 2023 | $38,040 | $201,100 Land $22,400 Building $178,700 |
Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430204012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025, river or lake flooding |
| Wildfire Risk | Moderate above 55% of the US · above 83% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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