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646 Spring Lake Dr E, Mobile, AL 36695 Property Records

Mobile County property record for 646 Spring Lake Dr E, Mobile, AL 36695 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,603 sqft · built 1995
OwnerIndividual Name on File
Last Sale$145,000 (May 2018)
Tax Bill$638 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022804194002008030

Property Details

APN / Parcel Number

Primary APNR022804194002008030
Alternative APNs
  • 28 04 19 4 002 008.030
  • 02594990
  • 2594990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,603 sqft Living Area
1st Floor Area1,435 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage TypeAttached
Garage Area231 sqft
PorchEnclosed Porch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2594990
Old Parcel NumberR022804194002008030
Street Address646 SPRING LAKE DR E
CityMOBILE
StateAL
Zip36695-3473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT Y-1 SPRING LAKE UNIT ONE MBK 65 PG 63 #SEC 19 T4S R2W #MP28 04 19 4 002
Legal Range02W
Legal Township04S
Legal Section19
Legal SubdivisionSPRING LAKE
Legal Lot NumberY
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group4
Census Block4011
Census Tract6411

Owner

Source: Mobile County records · APN R022804194002008030

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address646 SPRING LAKE DR E, MOBILE, AL 36695-3473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 14, 2018Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleAug 29, 2012 · Amount on Record
Deed Document Number2018026513
Deed Book / Page7635 / 1363
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address646 SPRING LAKE DR E, MOBILE, AL 36695-3473
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041502
DateJun 28, 2021
Instrument2021041502
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMay 14, 2018
Property Address646 SPRING LAKE DR E, MOBILE, AL 36695-3473
Document Number0000026513
Book / Page007635 / 001363
Instrument DateApr 27, 2018
Instrument26513
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SPRING LAKE DR E MOBILE AL 366953473, MOBILE, AL 36695-3473

Mortgage

Document Number26514
DateMay 14, 2018
Book Page007635/001365
Instrument26514
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 13, 2048

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$638.00 (-2%) Homeowner's exemption Senior Citizen's exemption$15,920 (-2.03%) Land $3,850 Building $12,070$159,200 (-2.03%) Land $38,500 Building $120,700
2024$651.00 (+24.24%) Homeowner's exemption Senior Citizen's exemption$16,250 (+20.91%) Land $3,850 Building $12,400$162,500 (+20.91%) Land $38,500 Building $124,000
2023$524.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$13,440 Land $3,850 Building $9,590$134,400 Land $38,500 Building $95,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970064114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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