Lake County property record for 646 Spinnaker Ct, Clearlake Oaks, CA 95423 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,260 sqft · built 1971 |
| Lot Size | 0.129 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Mar 2024) |
| Tax Bill | $3,619 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2024 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 035-843-010-000 |
| Primary APN | 035-843-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 5,662 sqft (0.129 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Central |
| Street Address | 646 SPINNAKER CT |
|---|---|
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEAR LAKE KEYS 07 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 601 |
Source: Lake County records · APN 035-843-010-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2024 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Mar 04, 2024 | Grant Deed, Transfer · Conventional Mortgage TRAVIS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2024 · Amount on Record |
| Deed Sale | Mar 04, 2024 · Amount on Record |
| Deed Document Number | 2024002248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Mar 04, 2024 |
| Property Address | 646 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000007248 |
| Map Reference | MB 10 PGS 16 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024007248 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Mar 04, 2024 |
| Property Address | 646 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000007248 |
| Map Reference | MB 10 PGS 16 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024007248 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 SPINNAKER CT, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000002249 |
|---|---|
| Date | Mar 04, 2024 |
| Instrument | 2024002249 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,619.00 (+97.65%) | $316,200 (+106.14%) Land $30,600 Building $285,600 |
| 2023 | $1,831.00 (+4.99%) | $153,394 Land $51,992 Building $101,402 |
| 2022 | $1,744.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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