646 Silver Tree Cir, Choctaw, OK 73020 Property Records

Oklahoma County property record for 646 Silver Tree Cir, Choctaw, OK 73020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,289 sqft · built 2006
Lot Size	0.682 acres (29,708 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2020)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-633-1330`

Property Details

APN / Parcel Number

Primary APN	`20-633-1330`
Alternative APNs	`2124-20-633-1330` `R206331330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
1st Floor Area	2,016 sqft
2nd Floor Area	273 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	29,708 sqft (0.682 acres)
Lot Dimensions	225 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R206331330
Street Address	646 SILVER TREE CIR
City	CHOCTAW
State	OK
Zip	73020-7186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CHASE SEC 1 002 024
Legal Range	01E
Legal Township	12N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	SILVER CHASE SEC 1
Legal Block	2
Legal Lot Number	24
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	3
Census Block	3001
Census Tract	109004

Owner

646 Silver Tree Cir is owned and occupied by an individual who bought it in June 2020.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	Individual Name on File
Mailing Address	646 SILVER TREE CIR, CHOCTAW, OK 73020-7186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2020	Warranty Deed, Transfer · VA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	20200602010775310
Deed Book / Page	14361 / 1255
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	646 SILVER TREE CIR, CHOCTAW, OK 73020-7186
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1107484
Date	Jun 16, 2021
Book Page	14784/1767
Instrument	2021061601107484

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 2, 2020
Property Address	646 SILVER TREE CIR, CHOCTAW, OK 73020-7186
Document Number	0010775310
Book / Page	14361 / 1255
Instrument Date	May 29, 2020
Instrument	20200602010775310
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	646 SILVER TREE CIR, CHOCTAW, OK 73020-7186

Mortgage

Document Number	0010775320
Date	Jun 2, 2020
Instrument	20200602010775320

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Choctaw City
Unified School District	Choctaw/Nicoma Park Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$38,481 Land $5,341 Building $33,140	$428,000 Land $59,400 Building $368,600
2023	Homeowner's exemption	$36,273 Land $5,268 Building $31,005	$409,000 Land $59,400 Building $349,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Silver Tree Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Silver Tree Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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