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646 Silver Pine Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 646 Silver Pine Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,732 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$522,500 (2021)
Tax Bill$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN026572-0950

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,732 sqft Living Area
Gross Area3,966 sqft Gross Area
1st Floor2,732 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area640 sqft Garage
Porch Area594 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address646 SILVER PINE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3272
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description98/22-51 SILVERLEAF VILLAGE LOT 95 OR5446/183
Legal Range28E
Legal Township05S
Legal Section32
Legal SubdivisionSILVERLEAF VILLAGE
Legal Block1
Legal Lot Number95
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2012
Census Tract20908

Owner

Source: St. Johns County records · APN 026572-0950

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address646 SILVER PINE DR, SAINT AUGUSTINE, FL 32092-3272
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Dec 16, 2021Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Deed Doc Number2021135783
Deed Book / Page5446 / 183
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address646 SILVER PINE DR, SAINT AUGUSTINE, FL 32092-3272
Transaction TypeMortgage
Record UpdatedJun 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 S LAURA ST, JACKSONVILLE, FL 32202-3433

Mortgage

Document Number0057591975
DateMay 18, 2023
Book Page5759/1975
Instrument2023038335
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 01, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 16, 2021
Property Address646 SILVER PINE DR, SAINT AUGUSTINE, FL 32092-3272
Document Number0054460183
Book / Page5446 / 183
Map ReferenceMB 98 PG 22-51
Instrument DateDec 08, 2021
Instrument2021135783
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyCOWFORD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,657.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SILVER PINE DR, ST AUGUSTINE, FL 32092-3272

Mortgage

Document Number0005446185
DateDec 16, 2021
Instrument5446/185
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$525,837 (+2.7%)$558,517 (-2.84%) Land $95,000 Building $463,517
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$512,013 (+2.9%)$574,828 (-3.84%) Land $107,000 Building $467,828
2024$254.00 Disabled Person's exemption Veteran's exemption$497,583 (+8.38%)$597,802 (+22.68%) Land $100,000 Building $497,802
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$459,115 (+3%)$487,273 (+2.34%) Land $93,000 Building $394,273
2022$236.00 Disabled Person's exemption Veteran's exemption$445,743$476,131 Land $100,800 Building $375,331

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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