646 SE 26th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 646 SE 26th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1978
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2026)
Tax Bill	$2,556 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`050/02567-001-000`

Property Details

APN / Parcel Number

Primary APN	`050/02567-001-000`
Alternative APN	`782412204005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Steam
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	646 SE 26TH CT
City	DES MOINES
State	IA
Zip	50317-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 2 LARISON PLACE
Legal Subdivision	LARISON PLACE
Legal Block	2
Legal Lot Number	4,5
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	5300

Owner

646 SE 26th Ct is owned by an individual who bought it in February 2026.

Source: Polk County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5170 NE 23RD AVE, DES MOINES, IA 50317-7075
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIER CU
Oct 13, 2025	Contract Sale, Transfer · Land Contract CEBALLOS GERARDO
Oct 13, 2025	Warranty Deed, Transfer
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage MARINE CU
Jun 9, 2020	Warranty Deed, Construction Loan · Construction Mortgage RACCOON VALLEY BANK
Jun 9, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Oct 13, 2025 · Amount on File
Deed Document Number	20267459
Deed Book / Page	20416 / 787
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 11, 2026
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	0000007459
Book / Page	20416 / 787
Instrument Date	Feb 6, 2026
Instrument	2026-00007459
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5170 NE 23RD AVE, DES MOINES, IA 50317-7075

Mortgage

Document Number	0000007460
Date	Feb 11, 2026
Instrument	2026-00007460

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	POLK IA
Recording Date	Oct 13, 2025
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	0000061198
Book / Page	20299 / 843
Instrument Date	Oct 10, 2025
Instrument	2025-00061198
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5170 NE 23RD AVE, DES MOINES, IA 50317-7075

Mortgage

Date	Oct 13, 2025

Lender

Name	CEBALLOS GERARDO
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record
Term	60 Months
Due	Oct 10, 2030

Interest

Rate	10.5%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 13, 2025
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	0000061199
Book / Page	20299 / 848
Instrument Date	Oct 9, 2025
Instrument	2025-00061199
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5170 NE 23RD AVE, DES MOINES, IA 50317-7075
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 1, 2020
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	0000062072
Book / Page	18223 / 170
Instrument Date	Nov 22, 2020
Instrument	2020-00062072
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SE 26TH CT, DES MOINES, IA 50317-7525

Mortgage

Document Number	0000062074
Date	Dec 1, 2020
Instrument	2020-00062074

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 5, 2040

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	8.13%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	14.1%

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 9, 2020
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	201900106087
Book / Page	17879 / 604
Instrument Date	Jun 8, 2020
Instrument	2019-00106087
Transaction Type	Construction Loan
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 SW 9TH ST, DES MOINES, IA 50315-3909
Investor	Possibly a Property Investor

Mortgage

Document Number	201900106089
Date	Jun 9, 2020
Instrument	2019-00106089

Lender

Name	RACCOON VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 9, 2020
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	0000106085
Book / Page	017879 / 000600
Instrument Date	Jun 5, 2020
Instrument	106085
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31045 DES MOINES IA 503109406, DES MOINES, IA 50310-9406
Investor	Possibly a Property Investor

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Feb 7, 2017
Property Address	646 SE 26TH CT, DES MOINES, IA 50317-7525
Document Number	0000067937
Book / Page	016369 / 000815
Instrument Date	Feb 7, 2017
Instrument	67937
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SE 26TH CT DES MOINES IA 503177525, DES MOINES, IA 50317-7525

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,600 Land $9,800 Building $137,800	$147,600 Land $9,800 Building $137,800
2024	$2,556.00
2023		$129,900 Land $8,500 Building $121,400	$129,900 Land $8,500 Building $121,400
2020	$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 SE 26th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 SE 26th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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