646 School St, Pittsburg, CA 94565 Property Records

Contra Costa County property record for 646 School St, Pittsburg, CA 94565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,483 sqft · built 1956
Lot Size0.147 acres (6,405 sqft)
OwnerIndividual Name on Record
Last Sale$557,000 (Feb 2022)
Tax Bill$7,050 (2025)
Deeds & MortgagesJun 2018 Mortgage
Feb 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN073-243-002

Property Details

APN / Parcel Number

Primary APN073-243-002
Alternative APN
  • 073-243-002-0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,483 sqft Living Area
1st Floor Area1,483 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1971
Lot Area6,405 sqft (0.147 acres)

Location & Zoning

Street Address646 SCHOOL ST
CityPITTSBURG
StateCA
Zip94565-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 2399 LOT 64
Legal SubdivisionCHESTER MANOR
Legal Tract2399
Legal Lot Number64
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group1
Census Block1008
Census Tract312000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 SCHOOL ST, PITTSBURG, CA 94565-3941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Feb 22, 2022Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 6, 2017Grant Deed, Transfer · ARM
STERLING BANK
Mar 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2022 · Amount on Record
Deed SaleFeb 22, 2022 · Amount on Record
Prior SaleOct 6, 2017 · Amount on Record
Deed Document Number202232675
Prior Transfer DateDec 7, 2006
Prior Transfer Doc0000398331
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address646 SCHOOL ST, PITTSBURG, CA 94565-3941
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyUSA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091981
DateJun 11, 2018
Instrument2018-091981
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateFeb 22, 2022
Property Address646 SCHOOL ST, PITTSBURG, CA 94565-3941
Document Number0000032675
Map ReferenceVOL 64 PG 30
Instrument DateFeb 17, 2022
Instrument2022-032675
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SCHOOL ST, PITTSBURG, CA 94565-3941

Mortgage

Document Number0000032676
DateFeb 22, 2022
Instrument2022-032676
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 6, 2017
Property Address646 SCHOOL ST, PITTSBURG, CA 94565-3941
Document Number0000183258
Map ReferenceVOL64 PG30
Instrument DateSep 22, 2017
Instrument2017-183258
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1338 GILMAN AVE, SAN FRANCISCO, CA 94124-3243

Mortgage

Document Number0000183259
DateOct 6, 2017
Instrument2017-183259
Lender
NameSTERLING BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateNov 1, 2024
Change FrequencyAnnually
Min Rate At Change4.32%
Max Rate At Change11.1%
Index1-Year LIBOR
Max Rate11.1%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address646 SCHOOL ST, PITTSBURG, CA 94565-3941
Document Number0000053561
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyLANDSAFE SERVICES INC, LANDSAFE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address646 SCHOOL ST PITTSBURG CA 945653941, PITTSBURG, CA 94565-3941

Mortgage

Document Number0000053561
DateMar 28, 2017
Instrument53561
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 27, 2037

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityPittsburg City
Unified School DistrictPittsburg Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$555,000 (-) Land $328,816 Building $226,184
2025$7,050.00 (+8.9%)$555,000 (+8.19%) Land $330,000 Building $225,000
2023$6,474.00 (+22.47%)$513,000 Land $304,000 Building $209,000
2022$5,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1982–1987)
Most Recent ClaimJan 1987 · tidal / storm surge
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PITTSBURG
serves 62,500 people · EPA ID CA0710008
Water SourcePurchased surface water from CONTRA COSTA WATER DISTRICT
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

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