646 Santa Rosa Ave, Berkeley, CA 94707 Property Records

Alameda County property record for 646 Santa Rosa Ave, Berkeley, CA 94707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,210 sqft · built 1930
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$888,000 (Nov 2011)
Tax Bill	$18,273 (2025)
Deeds & Mortgages	May 2021 Transfer Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`62-2890-46`

Property Details

APN / Parcel Number

Primary APN	`62-2890-46`
Alternative APN	`062-2890-046-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	646 SANTA ROSA AVE
City	BERKELEY
State	CA
Zip	94707-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00046 BLK: AR: 0062 PAGE: 2890
Legal Subdivision	THOUSAND OAKS
Legal Block	10
Legal Lot Number	13
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1009
Census Tract	421300

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2011 · Amount on Record
Deed Sale	Nov 4, 2011 · Amount on Record
Prior Sale	Jun 12, 2001 · Amount on Record
Deed Document Number	2011315476
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000199403
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 28, 2021
Property Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547
Document Number	0000199403
Map Reference	MB 25 PG 2
Instrument Date	Mar 22, 2021
Instrument	2021199403
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547

Mortgage

Document Number	0000295669
Date	Nov 3, 2020
Instrument	2020295669

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 30, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547

Mortgage

Document Number	0000295668
Date	Nov 3, 2020
Instrument	2020295668

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547
Document Number	0000056603
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 SANTA ROSA AVE BERKELEY CA 947071547, BERKELEY, CA 94707-1547

Mortgage

Document Number	0000056603
Date	Mar 7, 2017
Instrument	56603

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 6, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	646 SANTA ROSA AVE, BERKELEY, CA 94707-1547
Document Number	0000018003
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 SANTA ROSA AVE BERKELEY CA 947071547, BERKELEY, CA 94707-1547

Mortgage

Document Number	0000018003
Date	Jan 24, 2017
Instrument	18003

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,147,783 (+1.38%) Land $341,285 Building $813,498
2025	$18,273.00 (+12.87%) Homeowner's exemption	$1,132,148 (+5.61%) Land $334,595 Building $797,553
2023	$16,190.00 Homeowner's exemption	$1,072,020 Land $321,606 Building $750,414	$1,778,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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