Navajo County property record for 646 Sage Ln, Taylor, AZ 85939
| Property Type | Single Family Home |
|---|---|
| Details | 2,746 sqft · built 1981 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jan 2023) |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-15-006D |
| Primary APN | 205-15-006D |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,746 sqft Living Area |
| 1st Floor Area | 2,746 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Open Slab |
| Porch Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 640 SAGE LN |
|---|---|
| City | TAYLOR |
| State | AZ |
| Zip | 85939-2597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | SECTION 12, T12N, R21E:BEG N4 COR SEC 12; TH S87DEG4720 W 750.87 ;TH S01DEG4840 W 30.04TPOB; TH S01DEG4840 W 106;TH S89DEG06 30 E 175.3; TH N04DEG0350 E 113;TH S88DEG4240 W 179.97TPOB |
| Legal Range | 21E |
| Legal Township | 12N |
| Legal Section | 12 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 963800 |
Source: Navajo County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 395, TAYLOR, AZ 85939-0395 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC |
| Dec 15, 2020 | Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 2023331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Jan 10, 2023 |
| Property Address | 646 SAGE LN, TAYLOR, AZ 85939 |
| Document Number | 0000000331 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2023-00331 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | PO BOX 395, TAYLOR, AZ 85939-0395 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 395, TAYLOR, AZ 85939-0395 |
| Document Number | 0000000332 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2023-00332 |
| Name | DEFINE MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 646 SAGE LN, TAYLOR, AZ 85939 |
| Document Number | 0000000425 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 640 SAGE LN TAYLOR AZ 85939, TAYLOR, AZ 85939 |
| Document Number | 0000000425 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 425 |
| Name | ZIONS BANCORPORATION NA |
|---|---|
| Address | SNOWFLAKE, AZ 85937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Municipality | Taylor Town |
| Unified School District | Snowflake Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $272,821 (-3.2%) Land $14,282 Building $258,539 | ||
| 2025 | $685.00 (+6.53%) | $28,184 Land $1,607 Building $26,577 | $281,841 Land $16,070 Building $265,771 |
| 2023 | $643.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1986–2017) |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 61% of Arizona |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TAYLOR serves 4,190 people · EPA ID AZ0409031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Smith Bagley Fixed Wireless | 100 / 100 |
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