646 S Seigel St, Decatur, IL 62522 Property Records

Macon County property record for 646 S Seigel St, Decatur, IL 62522

Property Summary

Property TypeSingle Family Home
Lot Size0.279 acres (12,150 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Jun 2020)
Tax Bill$2,097 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-15-379-010

Property Details

APN / Parcel Number

Primary APN04-12-15-379-010
Alternative APN
  • 12-15-379-010

Exterior

Lot Area12,150 sqft (0.279 acres)
Lot Dimensions75 ft deep x 162 ft wide

Location & Zoning

Account Number041215379010
Street Address646 S SEIGEL ST
CityDECATUR
StateIL
Zip62522-3261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0002 B 00 DR SANDERS ADD LT 1 & N 25 162X75
Legal SubdivisionDR SANDERS ADD
Legal Lot Number1
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1018
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decatur Historic District
listed 1976 · 669 contributing resources · NRIS 76000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address646 S SEIGEL ST, DECATUR, IL 62522-3261
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020 · Amount on Record
Deed SaleJun 5, 2020 · Amount on Record
Prior SaleAug 13, 2013 · Amount on Record
Deed Document Number20201961679
Deed Book / Page4744 / 680
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateJun 5, 2020
Property Address646 S SEIGEL ST, DECATUR, IL 62522-3261
Document Number4744/680
Book / Page4744 / 680
Map ReferencePB 335 PG 140
Instrument DateMay 29, 2020
Instrument1961679
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$82.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 S SEIGEL ST, DECATUR, IL 62522-3261

Mortgage

Document Number1961680
DateJun 5, 2020
Instrument1961680
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,097.00$28,474 Land $6,212 Building $22,262$85,431 Land $18,638 Building $66,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2005–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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