646 S Schug St, Orange, CA 92869 Property Records

Orange County property record for 646 S Schug St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,249 sqft · built 1967
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$1,175,000 (Oct 2023)
Tax Bill	$13,100 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392-022-04`

Property Details

APN / Parcel Number

Primary APN	`392-022-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,249 sqft Living Area
Gross Area	2,781 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	8,000 sqft (0.184 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	646 S SCHUG ST
City	ORANGE
State	CA
Zip	92869-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5886 BLK LOT 4
Legal Subdivision	TRACT NO. 5886
Legal Tract	5886
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2007
Census Tract	21914

Owner

646 S Schug St is owned and occupied by an individual who acquired it in November 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	646 S SCHUG ST, ORANGE, CA 92869-5446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Nov 18, 2025	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Oct 17, 2023	Intrafamily Transfer, Transfer TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH
Oct 17, 2023	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Deed Document Number	2023253612
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000317556
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 18, 2025
Property Address	646 S SCHUG ST, ORANGE, CA 92869-5446
Document Number	0000317556
Map Reference	MB 234 PG 33&34
Instrument Date	Nov 7, 2025
Instrument	2025000317556
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S SCHUG ST, ORANGE, CA 92869-5446

Mortgage

Document Number	0000317557
Date	Nov 18, 2025
Instrument	2025000317557

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 18, 2025
Property Address	646 S SCHUG ST, ORANGE, CA 92869-5446
Document Number	0000317555
Map Reference	MB 234 PG 33&34
Instrument Date	Nov 3, 2025
Instrument	2025000317555
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S SCHUG ST, ORANGE, CA 92869-5446

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 17, 2023
Property Address	646 S SCHUG ST, ORANGE, CA 92869-5446
Document Number	0000253611
Map Reference	MB 234 PG 33&34
Instrument Date	Oct 15, 2023
Instrument	2023000253611
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S SCHUG ST, ORANGE, CA 92869-5446

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 17, 2023
Property Address	646 S SCHUG ST, ORANGE, CA 92869-5446
Document Number	0000253612
Map Reference	MB 234 PG 33&34
Instrument Date	Jun 14, 2023
Instrument	2023000253612
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	646 S SCHUG ST, ORANGE, CA 92869-5446
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253613
Date	Oct 17, 2023
Instrument	2023000253613

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 646 S Schug St was $13,100, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,206,490 (+0.67%) Land $1,051,996 Building $154,494
2025	$13,100.00 (+2.22%)	$1,198,500 Land $1,045,029 Building $153,471
2024	$12,816.00 (+994.45%)
2023	$1,171.00 (+2.36%) Homeowner's exemption	$82,134 Land $25,537 Building $56,597
2022	$1,144.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 S Schug St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 646 S Schug St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cityside Fiber, Cosmo Network Solutions, GeoLinks.

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