Lake County property record for 646 S Hamilton St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 904 sqft · built 1923 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jan 2025) |
| Tax Bill | $2,100 (2024) |
| Deeds & Mortgages | Jan 2025 Sale Jan 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0415-0004 |
| Primary APN | 001-25-46-0415-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| Attic | Attic |
| Attic Area | 904 sqft |
| Basement Area | 904 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 001-25-46-0415-0004 |
|---|---|
| Old Parcel Number | 254604150004 |
| Street Address | 646 S HAMILTON ST |
| City | GARY |
| State | IN |
| Zip | 46403-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE SUB. BL.2 LOTS 1 TO 12 |
| Legal Subdivision | RIDGE SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10207 |
646 S Hamilton St is owned and occupied by an individual who bought it in January 2025.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 S HAMILTON ST, GARY, IN 46403-2838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2025 | Warranty Deed, Transfer COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Jan 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 26, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on File |
| Deed Sale | Jan 22, 2025 · Amount on File |
| Prior Sale | Jan 26, 2017 |
| Deed Document Number | 2025-502502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 22, 2025 |
| Property Address | 646 S HAMILTON ST, GARY, IN 46403-2838 |
| Document Number | 0000002502 |
| Map Reference | MB 11 PG 14 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 2025-502502 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 S HAMILTON ST, GARY, IN 46403-2838 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 26, 2017 |
| Property Address | 646 S HAMILTON ST, GARY, IN 46403-2838 |
| Document Number | 0000005886 |
| Instrument Date | Dec 26, 2016 |
| Instrument | 5886 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 646 S HAMILTON ST GARY IN 464032838, GARY, IN 46403-2838 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 26, 2017 |
| Property Address | 646 S HAMILTON ST, GARY, IN 46403-2838 |
| Document Number | 0000005885 |
| Instrument Date | Dec 26, 2016 |
| Instrument | 5885 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 S HAMILTON ST GARY IN 464032838, GARY, IN 46403-2838 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,500 (+7.14%) Land $25,800 Building $65,700 | $91,500 (+7.14%) Land $25,800 Building $65,700 | |
| 2024 | $2,100.00 | $85,400 (+5.96%) Land $25,800 Building $59,600 | $85,400 (+5.96%) Land $25,800 Building $59,600 |
| 2023 | $80,600 (+58.04%) Land $25,800 Building $54,800 | $80,600 (+58.04%) Land $25,800 Building $54,800 | |
| 2022 | $1,308.00 | $51,000 Land $3,200 Building $47,800 | $51,000 Land $3,200 Building $47,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 646 S Hamilton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 646 S Hamilton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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