646 S Diamond St, Jacksonville, IL 62650 Property Records

Morgan County property record for 646 S Diamond St, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$29,000 (Oct 2013)
Tax Bill	$880 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-402-017`

Property Details

APN / Parcel Number

Primary APN	`09-20-402-017`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	141 ft deep x 70 ft wide

Location & Zoning

Street Address	646 S DIAMOND ST
City	JACKSONVILLE
State	IL
Zip	62650-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE SUB DIV LT 40 EDGMONS 3RD ADDN LT 6 LT 70FT X 141FT DOC-425176 2/93 23,000
Legal Range	10W
Legal Township	15N
Legal Section	20
Legal Subdivision	EDGMONS 3RD ADDN
Legal Lot Number	40
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 5
Census Block Group	4
Census Block	4008
Census Tract	951800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jacksonville Historic District (Additional Documentation, Boundary Increase) listed 2014 · 75 contributing resources · NRIS 14000509

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

646 S Diamond St is owned by a company that acquired it in February 2026 and is owner-occupied.

Source: Morgan County records, as of August 18, 2026

Owner of Record	2 Company Names on File
Mailing Address	624 S SPRING AVE, LA GRANGE, IL 60525-2751
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK AND TRUST COMPANY
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK & TRUST CO
Feb 19, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Deed Document Number	2013598509
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000658916
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Apr 6, 2026
Property Address	646 S DIAMOND ST, JACKSONVILLE, IL 62650-2827
Document Number	0000659477
Instrument Date	Apr 6, 2026
Instrument	2026659477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	624 S SPRING AVE, LA GRANGE, IL 60525-2751
Investor	Possibly a Property Investor

Mortgage

Document Number	0000659477,
Date	Apr 6, 2026
Instrument	2026659477

Lender

Name	FARMERS STATE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Apr 10, 2029

Interest

Rate	6%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	646 S DIAMOND ST, JACKSONVILLE, IL 62650-2827
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000659127
Date	Mar 9, 2026
Instrument	659127

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank
Address	JACKSONVILLE, IL 62651

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 9, 2031

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN IL
Recording Date	Feb 19, 2026
Property Address	646 S DIAMOND ST, JACKSONVILLE, IL 62650-2827
Document Number	0000658916
Instrument Date	Feb 18, 2026
Instrument	658916
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 S SPRING AVE, LA GRANGE, IL 60525-2751

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	646 S DIAMOND ST, JACKSONVILLE, IL 62650-2827
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	629357
Date	Dec 24, 2019
Instrument	629357

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 20, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	646 S DIAMOND ST, JACKSONVILLE, IL 62650-2827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	629374
Date	Dec 24, 2019
Instrument	629374

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 20, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 646 S Diamond St was $880 with a homeowner's exemption, up 2.6% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+2.56%) Homeowner's exemption	$16,330 (+2.19%) Land $2,760 Building $13,570	$48,990 (+2.19%) Land $8,280 Building $40,710
2024	$858.00 Homeowner's exemption	$15,980 (+5.9%) Land $2,760 Building $13,220	$47,940 (+5.9%) Land $8,280 Building $39,660
2023		$15,090 (-) Land $2,760 Building $12,330	$45,270 (-) Land $8,280 Building $36,990
2022	$1,437.00 (+54.35%)	$15,090 Land $2,760 Building $12,330	$45,270 Land $8,280 Building $36,990
2021	$931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 S Diamond St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 646 S Diamond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Illinois Net, T-Mobile, Wisper ISP.

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