646 S 98th St, Mesa, AZ 85208 Property Records

Maricopa County property record for 646 S 98th St, Mesa, AZ 85208

Property Summary

Property Type	Mobile Home
Details	3 bd · 2,250 sqft · built 1981
Lot Size	0.151 acres (6,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Sep 2026)
Tax Bill	$509 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Foreclosure + 3 more
Flood Zone	Zone X (moderate risk)
APN	`220-70-728`

Property Details

APN / Parcel Number

Primary APN	`220-70-728`
Alternative APN	`220707281`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Construction Type	Wood
Lot Area	6,560 sqft (0.151 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	646 S 98TH ST
City	MESA
State	AZ
Zip	85208-2548
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M-H
Legal Description	GOLDEN CREST TERRACE UNIT 4 MCR 157-37
Legal Range	7E
Legal Township	1N
Legal Section	27
Legal Subdivision	GOLDEN CREST TERRACE UNIT 4
Legal Lot Number	345
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422630

Owner

Source: Maricopa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 S 98TH ST, MESA, AZ 85208-2548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · FHA Mortgage EFINITY FINANCIAL
May 18, 2026	Trustee's Deed, Foreclosure PREMIUM TITLE INC, PREMIUM TITLE
May 12, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST CPTOL LLC
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage INVESTPRO CAPITAL LLC
Apr 3, 2024	Warranty Deed, Transfer · FHA Mortgage SUN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	May 18, 2026 · Amount on Record
Deed Document Number	2026571500
Prior Transfer Date	Jan 6, 2009
Prior Transfer Doc	0000024906
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2026
Property Address	646 S 98TH ST, MESA, AZ 85208-2548
Document Number	0000571500
Instrument Date	Sep 3, 2026
Instrument	2026571500
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	TITLE AGENCY, NAVI TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S 98TH ST, MESA, AZ 85208-2548

Mortgage

Document Number	0000571501,
Date	Sep 30, 2026
Instrument	2026571501

Lender

Name	EFINITY FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000571502,
Date	Sep 30, 2026
Instrument	2026571502

Lender

Name	EFINITY FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

May 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 18, 2026
Property Address	646 S 98TH ST, MESA, AZ 85208-2548
Document Number	0000297069
Instrument Date	May 14, 2026
Instrument	2026297069
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3303 E BASELINE RD, 119, GILBERT, AZ 85234-2740
Investor	Possibly a Property Investor

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 12, 2026
Property Address	646 S 98TH ST, MESA, AZ 85208-2548
Document Number	0000285470
Instrument Date	May 7, 2026
Instrument	2026285470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000285470,
Date	May 12, 2026
Instrument	2026285470

Lender

Name	SOUTHWEST CPTOL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 1, 2026

Interest

Rate	10%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2026
Property Address	646 S 98TH ST, MESA, AZ 85208-2548
Document Number	0000316805
Instrument Date	May 6, 2026
Instrument	2026316805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	646 S 98TH ST, MESA, AZ 85208-2548
Investor	Possibly a Property Investor

Mortgage

Document Number	0000316805,
Date	May 27, 2026
Instrument	2026316805

Lender

Name	INVESTPRO CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 3, 2024
Property Address	646 S 98TH ST, MESA, AZ 85208-2548
Document Number	0000173459
Map Reference	MB 157 PG 37
Instrument Date	Mar 28, 2024
Instrument	20240173459
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	EXPERT TITLE AGENCY LLC, DESERT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 EXCELSIOR AVE S, ANNANDALE, MN 55302-9610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S 98TH ST, MESA, AZ 85208-2548

Mortgage

Document Number	0000173460
Date	Apr 3, 2024
Instrument	20240173460

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,933 (+60.05%)	$109,326 (+0.23%) Land $83,700 Building $25,626
2025	$509.00 (+12.36%)	$6,831 (-37.68%)	$109,071 (-0.5%) Land $84,300 Building $24,771
2024		$10,962 (+25.71%)	$109,616 (+25.71%) Land $79,500 Building $30,116
2023	$453.00 (-2.16%)	$8,720 Land $5,810 Building $2,910	$87,200 Land $58,100 Building $29,100
2022	$463.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 907 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: T-Mobile.

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