646 S 400 W, Orem, UT 84058 Property Records

Utah County property record for 646 S 400 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,556 sqft · built 1966
Lot Size	0.344 acres (14,962 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-035-0023`

Property Details

APN / Parcel Number

Primary APN	`18-035-0023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	3,779 sqft
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	14,962 sqft (0.344 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 S 400 W
City	OREM
State	UT
Zip	84058-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 0 DEG 46 22 E 1743.98 FT & W 136.69 FT FR N 1/4 COR. SEC. 22, T6S, R2E, SLB&M.; N 1 DEG 27 0 E 144.45 FT; N 88 DEG 55 22 E 98.48 FT; S 1 DEG 22 15 E 148.97 FT; N 88 DEG 33 0 W 105.72 FT TO BEG. AREA 0.343 AC.
Legal Subdivision	SUNSET VISTA SUBDIVISION
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1009
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 S 400 W, OREM, UT 84058-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	646 S 400 W, OREM, UT 84058-6112
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 S 400 W, OREM, UT 84058-6112

Mortgage

Document Number	0000007048
Date	Feb 6, 2023
Instrument	7048:2023

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,600 (-46.39%)	$592,000 (-2.54%) Land $246,600 Building $345,400
2025	$2,661.00 (+0.04%)	$607,400 (+106.69%) Land $246,600 Building $360,800	$607,400 (+13.68%) Land $246,600 Building $360,800
2024	$2,660.00 (+18.96%)
2023	$2,236.00 (+2.33%)	$293,865	$534,300 Land $234,900 Building $299,400
2022	$2,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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