646 S 3rd Ave, Othello, WA 99344 Property Records

Adams County property record for 646 S 3rd Ave, Othello, WA 99344

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,466 sqft · built 1986
Lot Size	0.162 acres (7,067 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,821 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1529030560013`

Property Details

APN / Parcel Number

Primary APN	`1529030560013`
Alternative APN	`1529031529031322007000001300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,466 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	7,067 sqft (0.162 acres)
Lot Dimensions	113 ft deep x 62 ft wide
Porch	Enclosed Porch
Porch Area	54 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	646 S 3RD AVE
City	OTHELLO
State	WA
Zip	99344-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 EXCEPT S 2, COLUMBIA #2
Legal Subdivision	COLUMBIA #2
Legal Lot Number	13
Jurisdiction	ADAMS WA
Township / Civil Division	OTHELLO
Census Block Group	2
Census Block	2010
Census Tract	950500

Owner

646 S 3rd Ave is owned and occupied by two individuals.

Source: Adams County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 S 3RD AVE, OTHELLO, WA 99344-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	646 S 3RD AVE, OTHELLO, WA 99344-1736
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330811
Date	Mar 4, 2022
Instrument	330811

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	646 S 3RD AVE, OTHELLO, WA 99344-1736
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327151
Date	Feb 25, 2021
Instrument	327151

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	646 S 3RD AVE, OTHELLO, WA 99344-1736
Document Number	0000316968
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	646 S 3RD AVE OTHELLO WA 993441736, OTHELLO, WA 99344-1736

Mortgage

Document Number	0000316968
Date	Oct 11, 2017
Instrument	316968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 646 S 3rd Ave was $2,821.

Source: Adams County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Adams County
Municipality	Othello City
Unified School District	Othello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,821.00	$280,800 Land $41,100 Building $239,700	$280,800 Land $41,100 Building $239,700
2023	$2,365.00 (+15.93%)	$212,400 (+8.59%) Land $39,600 Building $172,800	$212,400 (+8.59%) Land $39,600 Building $172,800
2022	$2,040.00	$195,600 Land $36,700 Building $158,900	$195,600 Land $36,700 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 S 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 S 3rd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHELLO WATER DEPARTMENT serves 8,755 people · EPA ID WA5364850
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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