Bergen County and Paramus Borough property record for 646 Rutgers Pl, Paramus, NJ 07652 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,714 sqft · built 2004 |
| Lot Size | 0.437 acres (19,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jan 2001) |
| Tax Bill | $18,235 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-07005-0000-00018 |
| Primary APN | 46-07005-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,714 sqft Living Area |
| 1st Floor Area | 3,714 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 19,039 sqft (0.437 acres) |
| Account Number | 727700 |
|---|---|
| Street Address | 646 RUTGERS PL |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99XIRR 7.6LT |
| Legal Subdivision | PINE CLIFF HOMES NORTH |
| Legal Block | 7005 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records · APN 46-07005-0000-00018
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 RUTGERS PL, PARAMUS, NJ 07652-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit CONNECTONE BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2001 · Amount on Record |
| Deed Sale | Jan 10, 2001 · Amount on Record |
| Prior Sale | May 02, 1994 · Amount on Record |
| Deed Book / Page | 8338 / 673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 646 RUTGERS PL, PARAMUS, NJ 07652-4208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049961452 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 4996/1452 |
| Instrument | 2023033303 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 646 RUTGERS PL, PARAMUS, NJ 07652-4208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042250337 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 4225/337 |
| Instrument | 2021099220 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Apr 09, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 646 RUTGERS PL, PARAMUS, NJ 07652-4208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039261994 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 3926/1994 |
| Instrument | 21-010159 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2035 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,281,100 (+5.31%) Land $479,700 Building $801,400 | $1,281,100 (+5.31%) Land $479,700 Building $801,400 | |
| 2025 | $18,235.00 (+5.17%) | $1,216,500 (+10.76%) Land $435,300 Building $781,200 | $1,216,500 (+10.76%) Land $435,300 Building $781,200 |
| 2024 | $17,339.00 (+8.5%) | ||
| 2023 | $1,098,300 Land $384,200 Building $714,100 | $1,098,300 Land $384,200 Building $714,100 | |
| 2022 | $15,980.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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