646 Rushville St, La Jolla, CA 92037 Property Records

San Diego County property record for 646 Rushville St, La Jolla, CA 92037

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,196 sqft · built 1941
Lot Size	0.91 acres (3,947 sqft)
Owner	2 Individual Names on File
Last Sale	$1,620,000 (Feb 2023)
Tax Bill	$21,560 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351-151-13-00`

Property Details

APN / Parcel Number

Primary APN	`351-151-13-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,947 sqft (0.91 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	646 RUSHVILLE ST
City	LA JOLLA
State	CA
Zip	92037-5440
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-1-1
Legal Description	LOT 15 S 5 FT LOT 14 & ALL TR 001939
Legal Subdivision	LA JOLLA CREST
Legal Tract	001939
Legal Block	1
Legal Lot Number	15,14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	8101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 RUSHVILLE ST, LA JOLLA, CA 92037-5440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Deed Document Number	202349709
Record Updated	Sep 20, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2023
Property Address	646 RUSHVILLE ST, LA JOLLA, CA 92037-5440
Document Number	0000049709
Map Reference	MAP 1939
Instrument Date	Feb 21, 2023
Instrument	2023-0049709
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	646 RUSHVILLE ST, LA JOLLA, CA 92037-5440

Mortgage

Document Number	0000049710
Date	Feb 27, 2023
Instrument	2023-0049710

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,719,156 (+2%) Land $1,591,812 Building $127,344
2025	$21,560.00 (+9.8%) Homeowner's exemption	$1,685,448 (+5.34%) Land $1,560,600 Building $124,848
2023	$19,635.00 (+541.04%)	$1,600,000 Land $1,500,000 Building $100,000
2022	$3,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20