Harris County property record for 646 Roper St, Houston, TX 77034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,576 sqft · built 1958 |
| Lot Size | 0.154 acres (6,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $341,145 (Dec 2023) |
| Tax Bill | $112 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Dec 2023 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 084-055-000-0008 |
| Primary APN | 084-055-000-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,710 sqft (0.154 acres) |
| View / Lot | Flood Plain |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0840550000008 |
|---|---|
| Street Address | 646 ROPER ST |
| City | HOUSTON |
| State | TX |
| Zip | 77034-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 50 FREEWAY MANOR SEC 7 |
| Legal Subdivision | FREEWAY MANOR SEC 7 |
| Legal Block | 50 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 320902 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 ROPER ST, HOUSTON, TX 77034-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Dec 13, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage WATERMARK CAPITAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2010 · Amount on Record |
| Deed Document Number | 2023468503 |
| Prior Transfer Date | Dec 1, 2023 |
| Prior Transfer Doc | 0000468503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 646 ROPER ST, HOUSTON, TX 77034-1321 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 646 ROPER ST, HOUSTON, TX 77034-1321 |
| Document Number | 0000017855 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-17855 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 13, 2023 |
| Property Address | 646 ROPER ST, HOUSTON, TX 77034-1321 |
| Document Number | 0000468503 |
| Map Reference | VOL 47 PG 68 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023-468503 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 ROPER ST, HOUSTON, TX 77034-1321 |
| Name | Verified Name |
|---|---|
| Address | 646 ROPER ST, HOUSTON, TX 77034-1321 |
| Document Number | 0000468504 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023-468504 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Pasadena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,747 (-) Land $65,020 Building $145,727 | $210,747 (-) Land $65,020 Building $145,727 | |
| 2025 | $112.00 (+30.23%) Homeowner's exemption | $210,747 (-1.68%) Land $65,020 Building $145,727 | $210,747 (-1.68%) Land $65,020 Building $145,727 |
| 2024 | $86.00 (+50.88%) | ||
| 2023 | $214,353 Land $65,020 Building $149,333 | $214,353 Land $65,020 Building $149,333 | |
| 2022 | $57.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 261 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 261 in force |
| Nearby Flood Claims | 113 (2001–2024) |
| Claims Outside the SFHA | 13 of 113 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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