646 Robin Rdg, Elgin, IL 60123 Property Records

Kane County property record for 646 Robin Rdg, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,314 sqft · built 2005
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Oct 2015)
Tax Bill$12,953 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-308-002

Property Details

APN / Parcel Number

Primary APN06-09-308-002

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,314 sqft Living Area
Gross Area4,628 sqft
1st Floor Area2,314 sqft
Basement Area2,314 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions160 ft deep x 70 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address646 ROBIN RDG
CityELGIN
StateIL
Zip60123-4715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND SPRINGS WEST LOT 16
Legal SubdivisionHIGHLAND SPRINGS WEST
Legal Block3
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851909

Owner

Source: Kane County records · APN 06-09-308-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address646 ROBIN RDG, ELGIN, IL 60123-4715
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2015 · Amount on Record
Deed SaleOct 06, 2015 · Amount on Record
Prior SaleSep 17, 2009 · Amount on Record
Deed Document Number201554620
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address646 ROBIN RDG, ELGIN, IL 60123-4715
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFOX TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019276
DateApr 26, 2018
Instrument2018K019276
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressSYCAMORE, IL 60178
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,953.00 (+14.94%) Homeowner's exemption Senior Citizen's exemption
2024$171,125 (+21.39%) Land $37,559 Building $133,566$513,580 (+21.44%) Land $112,722 Building $400,858
2022$11,269.00 (+4.57%) Homeowner's exemption$140,967 (+6.96%) Land $30,940 Building $110,027$422,901 (+6.96%) Land $92,820 Building $330,081
2021$10,776.00 Homeowner's exemption$131,794 Land $28,927 Building $102,867$395,382 Land $86,781 Building $308,601

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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