Portage County property record for 646 Ray's Ln, Stevens Point, WI 54481
| Property Type | Rural Home |
|---|---|
| Lot Size | 19.3 acres (842,886 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,532 (2023) |
| Flood Zone | Zone A (high risk) |
| APN | 012240722-13.01 |
| Primary APN | 012240722-13.01 |
|---|
| Lot Area | 842,886 sqft (19.3 acres) |
|---|
| Street Address | 646 RAYS LN |
|---|---|
| City | STEVENS POINT |
| State | WI |
| Zip | 54481-9260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A4 |
| Legal Description | LOT 1 CSM#5862- 21-178 BNG PRT NESE & SESE S22 T24 R7-13.1 19.35A 552/36-AFF; 562\976;641/658;CSM 21/178 641/729; 848666-TOD |
| Legal Range | 07E |
| Legal Township | 24N |
| Legal Section | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | PORTAGE WI |
| Township / Civil Division | CARSON |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 960200 |
Source: Portage County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 RAYS LN, STEVENS POINT, WI 54481-9260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2019 |
| Transfer Doc | 0000848666 |
| Record Updated | Jun 8, 2026 |
Source: Portage County assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Portage County |
| County Subdivision | Carson Town |
| Unified School District | Stevens Point Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $129,000 (+0.39%) Land $28,200 Building $100,800 | $151,800 (+21.63%) |
| 2023 | $1,532.00 Homeowner's exemption | $128,500 Land $27,700 Building $100,800 | $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1993–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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