Louisa County property record for 646 Pt Dr, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,732 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,475 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46H 1 68 |
| Primary APN | 46H 1 68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,732 sqft Living Area |
| 1st Floor Area | 3,732 sqft |
| Basement Area | 3,732 sqft |
| Finished Basement | 3,441 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,048 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 260 sqft |
| Patio Area | 620 sqft |
| Boat House | 832 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 19732 |
|---|---|
| Street Address | 646 POINT DR |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | JERDONE ISLAND PLAT: 514/775 LOT 68 SEC C DB 649/029 1.335 AC |
| Legal Subdivision | JERDONE ISLAND |
| Legal Lot Number | 68 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950101 |
646 Pt Dr is owned and occupied by two individuals.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 POINT DR, BUMPASS, VA 23024-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 646 Pt Dr was $16,475, up 13.7% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,493,344 (+8.96%) Land $525,000 Building $1,968,344 | $2,493,344 (+8.96%) Land $525,000 Building $1,968,344 | |
| 2025 | $16,475.00 (+13.71%) | $2,288,300 Land $525,000 Building $1,763,300 | $2,288,300 Land $525,000 Building $1,763,300 |
| 2024 | $14,488.00 | ||
| 2023 | $1,824,100 Land $432,600 Building $1,391,500 | ||
| 2022 | $7,586.00 | $1,824,100 Land $432,600 Building $1,391,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Pt Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 646 Pt Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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