646 Prince Rd, Cairo, GA 39827 Property Records

Grady County property record for 646 Prince Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00810-026-004`

Property Details

APN / Parcel Number

Primary APN	`00810-026-004`
Alternative APN	`6805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	122,839 sqft (2.82 acres)

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	300 sqft
Patio Area	240 sqft
Lean-To	288 sqft
Storage Building	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6805
Street Address	646 PRINCE RD
City	CAIRO
State	GA
Zip	39827-5152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 334 LD 17
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1009
Census Tract	950402

Owner

Source: Grady County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 PRINCE RD, CAIRO, GA 39827-5152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIVE STAR CREDIT UNION
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENVISION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2004
Deed Sale	Dec 28, 2004
Prior Sale	Jul 6, 2004
Deed Book / Page	599 / 396
Last Transfer Date	Jan 7, 2010
Transfer Doc	704/135
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	646 PRINCE RD, CAIRO, GA 39827-5152
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 PRINCE RD, CAIRO, GA 39827-5152

Mortgage

Document Number	0000000912/0000000712
Date	Jul 18, 2022
Book Page	0000000912/0000000712

Lender

Name	FIVE STAR CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	646 PRINCE RD, CAIRO, GA 39827-5152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	826/427
Date	Dec 14, 2017
Book Page	826/427

Lender

Name	ENVISION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00 (-20.57%) Homeowner's exemption	$76,748 (+25.91%) Land $5,032 Building $71,716	$191,870 (+25.91%) Land $12,580 Building $179,290
2024	$1,813.00 (+44.12%) Homeowner's exemption	$60,953 (+42.18%) Land $5,032 Building $55,921	$152,382 (+42.18%) Land $12,580 Building $139,802
2023	$1,258.00 (+6.97%) Homeowner's exemption	$42,869 (-) Land $4,613 Building $38,256	$107,173 (-) Land $11,533 Building $95,640
2022	$1,176.00 Homeowner's exemption	$42,869 Land $4,613 Building $38,256	$107,173 Land $11,533 Building $95,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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