Cumberland County property record for 646 Pleasant Loop, Fayetteville, NC 28311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,577 sqft · built 1965 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jun 2026) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0429-97-9972 |
| Primary APN | 0429-97-9972 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,577 sqft Heated Area |
| 1st Floor Area | 1,253 sqft |
| Basement Area | 324 sqft |
| Finished Basement | 324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 276 ft deep x 68.4 ft wide |
| Garage Area | 576 sqft |
| Porch | Patio |
| Porch Area | 208 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 646 PLEASANT LOOP |
|---|---|
| City | FAYETTEVILLE |
| State | NC |
| Zip | 28311-6936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF15 |
| Legal Description | PLEASANT ACRES LO:17 BL:A PL:0027-0039 |
| Legal Subdivision | PLEASANT ACRES |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CARVERS CREEK |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 2501 |
Source: Cumberland County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Oct 16, 2023 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 21, 2022 | Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 23, 2018 | Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2026 · Amount on Record |
| Deed Sale | Jun 19, 2026 · Amount on Record |
| Prior Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 202620601 |
| Deed Book / Page | 12556 / 251 |
| Prior Transfer Date | Nov 17, 2022 |
| Prior Transfer Doc | 0116200613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 19, 2026 |
| Property Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0125560251 |
| Book / Page | 12556 / 251 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202620601 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0000020602, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 202620602 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 16, 2023 |
| Property Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0118400412 |
| Book / Page | 11840 / 412 |
| Map Reference | MB 27 PG 39 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 32395 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | WESTERN LAND TITLE AGENCY LLC, SOUTHERN LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1848 BUD TILLEY RD, PINNACLE, NC 27043-8629 |
| Name | Verified Name |
|---|---|
| Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0000032396 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 32396 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0118400415 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 11840/415 |
| Instrument | 32396 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 21, 2022 |
| Property Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0116200610 |
| Book / Page | 11620 / 610 |
| Map Reference | MB 27 PG 39 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 45463 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0116200613 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 11620/613 |
| Instrument | 45464 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0111120752 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 11112/752 |
| Instrument | 20888 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 0102570236 |
| Book / Page | 10257 / 236 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 05462 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 PLEASANT LOOP, FAYETTEVILLE, NC 28311-6936 |
| Document Number | 5463 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 05463 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Fayetteville City |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,801.00 (+59.06%) | $175,840 (+67.64%) Land $48,000 Building $127,840 | $175,840 (+67.64%) Land $48,000 Building $127,840 |
| 2024 | $1,761.00 (+73.33%) | $104,891 (+3.55%) Land $18,000 Building $86,891 | $104,891 (+3.55%) Land $18,000 Building $86,891 |
| 2023 | $1,016.00 (+10.31%) | $101,298 Land $18,000 Building $83,298 | $101,298 Land $18,000 Building $83,298 |
| 2022 | $921.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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