646 Pear St, Reading, PA 19601 Property Records

Berks County property record for 646 Pear St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,203 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$39,900 (Mar 2017)
Tax Bill	$770 (2026)
Deeds & Mortgages	Apr 2021 Transfer Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-57-53-8971`

Property Details

APN / Parcel Number

Primary APN	`5307-57-53-8971`
Alternative APNs	`15-5307-57-53-8971` `15575375` `575375`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,203 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15575375
Street Address	646 PEAR ST
City	READING
State	PA
Zip	19601-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 PEAR ST, READING, PA 19601-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Intrafamily Transfer, Transfer CONESTOGA TITLE COMPANY
Mar 13, 2017	Deed of Trust, Mortgage EJF INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	20179013
Last Transfer Date	Apr 21, 2021
Transfer Doc	0000020655
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Apr 23, 2021
Property Address	646 PEAR ST, READING, PA 19601-2434
Document Number	0000020655
Instrument Date	Apr 21, 2021
Instrument	2021020655
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 PEAR ST, READING, PA 19601-2434
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	646 PEAR ST, READING, PA 19601-2434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009014
Date	Mar 13, 2017
Instrument	2017009014

Lender

Name	EJF INVESTMENTS LLC
Type	Non-Lending Institution
Address	BERNVILLE, PA 19506

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2027

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$770.00 (+6.65%) Homeowner's exemption	$27,300 (-) Land $6,100 Building $21,200	$6,100 (-77.66%) Land $6,100
2024	$722.00	$27,300 Land $6,100 Building $21,200
1994			$27,300 Land $6,100 Building $21,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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