St. Croix County property record for 646 Packer Dr, Hudson, WI 54016
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $427,500 (Nov 2020) |
| Tax Bill | $6,312 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-1380-31-000 |
| Primary APN | 020-1380-31-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 93,654 sqft (2.15 acres) |
|---|
| Street Address | 646 PACKER DR |
|---|---|
| City | HUDSON |
| State | WI |
| Zip | 54016-7633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T29N R19W PT NW SW HOMESTEAD 1ST ADD'N LOT 31 2.150AC |
| Legal Range | 19W |
| Legal Township | 29N |
| Legal Section | 11 |
| Legal Subdivision | HOMESTEAD 1ST ADD'N |
| Legal Lot Number | 31 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 120202 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 PACKER DR, HUDSON, WI 54016-7633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Intrafamily Transfer, Transfer |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK |
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE |
| Jan 12, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Jan 12, 2017 · Amount on Record |
| Deed Document Number | 20201117236 |
| Last Transfer Date | Dec 1, 2023 |
| Transfer Doc | 0001173964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Dec 5, 2023 |
| Property Address | 646 PACKER DR, HUDSON, WI 54016-7633 |
| Document Number | 0001173964 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 1173964 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 646 PACKER DR, HUDSON, WI 54016-7633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001100789 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 1100789 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 646 PACKER DR, HUDSON, WI 54016-7633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001108980 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 1108980 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Nov 24, 2020 |
| Property Address | 646 PACKER DR, HUDSON, WI 54016-7633 |
| Document Number | 0001117236 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 1117236 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | TRADEMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001117237 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 1117237 |
| Name | LAKE AREA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jan 12, 2017 |
| Property Address | 646 PACKER DR, HUDSON, WI 54016-7633 |
| Document Number | 0001041902 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 1041902 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,044.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0001041903 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 1041903 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEW RICHMOND, WI 54017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,312.00 Homeowner's exemption | ||
| 2025 | $6,312.00 (+14.43%) Homeowner's exemption | $562,100 (-) Land $121,400 Building $440,700 | $562,100 (-) Land $121,400 Building $440,700 |
| 2023 | $5,516.00 (+2.78%) Homeowner's exemption | $562,100 (+48.74%) Land $121,400 Building $440,700 | $562,100 (+48.74%) Land $121,400 Building $440,700 |
| 2022 | $5,367.00 Homeowner's exemption | $377,900 Land $91,100 Building $286,800 | $377,900 Land $91,100 Building $286,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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