646 Packard Dr, Grass Valley, CA 95945 Property Records

Nevada County property record for 646 Packard Dr, Grass Valley, CA 95945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 1973
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Sep 2019)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-330-028-000`

Property Details

APN / Parcel Number

Primary APN	`007-330-028-000`
Alternative APN	`07-330-28-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Traditional
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,095 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	07-330-28-000
Street Address	646 PACKARD DR
City	GRASS VALLEY
State	CA
Zip	95945-7025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CRESTVIEW ESTS 1
Legal Subdivision	CRESTVIEW ESTS 1
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3006
Census Tract	502

Owner

Source: Nevada County records · APN 007-330-028-000

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 19, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Nov 05, 2004 · Amount on Record
Deed Document Number	201918271
Prior Transfer Date	Oct 06, 2006
Prior Transfer Doc	0000034377
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025

Mortgage

Document Number	0000002805
Date	Mar 06, 2023
Instrument	20230002805

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025
Transaction Type	Mortgage
Record Updated	Aug 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025

Mortgage

Document Number	0000024849
Date	Jul 26, 2021
Instrument	20210024849

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	GRASS VALLEY, CA 95945

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 19, 2019
Property Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025
Document Number	0000018271
Map Reference	MB 4 PG 35
Instrument Date	Aug 28, 2019
Instrument	20190018271
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	646 PACKARD DR, GRASS VALLEY, CA 95945-7025

Mortgage

Document Number	0000018272
Date	Sep 19, 2019
Instrument	20190018272

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Nevada County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,345 (+2%) Land $139,437 Building $230,908
2025	$3,970.00 (+4.61%)	$363,084 (+4.04%) Land $136,703 Building $226,381
2023	$3,795.00 (+0.9%)	$348,988 Land $131,396 Building $217,592	$381,060
2022	$3,761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nevada County (06057C), updated August 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060570005023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 28% of California
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
SmarterBroadband	Fixed Wireless	100 / 25

May also be available at this address: SmarterBroadband, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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