646 Oneida Dr, Sunnyvale, CA 94087 Property Records

Santa Clara County property record for 646 Oneida Dr, Sunnyvale, CA 94087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,178 sqft · built 1965
Lot Size	0.139 acres (6,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,713,000 (Apr 2026)
Tax Bill	$31,173 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`201-29-051`

Property Details

APN / Parcel Number

Primary APN	`201-29-051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	1,699 sqft
1st Floor Area	1,699 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,039 sqft (0.139 acres)
Lot Dimensions	99 ft deep x 61 ft wide
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	646 ONEIDA DR
City	SUNNYVALE
State	CA
Zip	94087-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R0
Legal Description	TRACT 3855 OLD ORCHARD BOOK 206 PAGE 18 PAGE 19 LOT 187
Legal Subdivision	OLD ORCHARD
Legal Tract	3855
Legal Lot Number	187
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	508404

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Grant Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 18, 2017	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	202625967342
Prior Transfer Date	Nov 13, 2015
Prior Transfer Doc	0023169463
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2026
Property Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849
Document Number	0025967342
Instrument Date	Apr 1, 2026
Instrument	202625967342
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412,514.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849

Mortgage

Document Number	0025967343,
Date	Apr 6, 2026
Instrument	202625967343

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024307644
Date	Oct 18, 2019
Instrument	24307644

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023575770
Date	Feb 3, 2017
Instrument	23575770

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 18, 2017
Property Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849
Document Number	0023627515
Map Reference	MAP206 PG18&19
Instrument Date	Mar 28, 2017
Instrument	23627515
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	646 ONEIDA DR, SUNNYVALE, CA 94087-1849

Mortgage

Document Number	0023627516
Date	Apr 18, 2017
Instrument	23627516

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,699,053 (+2%) Land $2,107,156 Building $591,897
2025	$31,173.00 (+3.76%) Homeowner's exemption	$2,646,132 (+4.04%) Land $2,065,840 Building $580,292
2024	$30,043.00 (+1.19%)
2023	$29,691.00 (+1.98%) Homeowner's exemption	$2,543,381 Land $1,985,622 Building $557,759
2022	$29,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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