646 Ocean Ave, Canton, GA 30114 Property Records

Cherokee County property record for 646 Ocean Ave, Canton, GA 30114

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,989 sqft · built 2013
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2021)
Tax Bill	$982 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14N21C 207`

Property Details

APN / Parcel Number

Primary APN	`14N21C 207`
Alternative APNs	`14N21C-00000-207-000` `96127469` `399417`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,989 sqft Living Area
1st Floor Area	1,337 sqft
Upper Floors Area	1,652 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	144 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	399417
Street Address	646 OCEAN AVE
City	CANTON
State	GA
Zip	30114-7284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 115 SUMMER WALK PH 397/187
Legal Subdivision	SUMMER WALK PH 3
Legal Phase	397
Legal Lot Number	115
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	1
Census Block	1012
Census Tract	90102

Owner

646 Ocean Ave is owned and occupied by an individual who bought it in August 2021.

Source: Cherokee County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	646 OCEAN AVE, CANTON, GA 30114-7284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRINCETON MTG
Feb 16, 2018	Grant Deed, Transfer · Conventional with PMI SUMMIT FNDG
Dec 7, 2016	Deed of Trust, Mortgage · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	202111561
Deed Book / Page	14692 / 963
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Aug 25, 2021
Property Address	646 OCEAN AVE, CANTON, GA 30114-7284
Document Number	0146920963
Book / Page	14692 / 963
Instrument Date	Aug 25, 2021
Instrument	2021-011561
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 OCEAN AVE, CANTON, GA 30114-7284

Mortgage

Document Number	0146920000000965
Date	Aug 26, 2021
Book Page	0000014692/0000000965
Instrument	2021046989

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	646 OCEAN AVE, CANTON, GA 30114-7284
Document Number	0144971552
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	SOUTHEAST CLOSING SERVICES, SOUTHEAST CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	646 OCEAN AVE CANTON GA 301147284, CANTON, GA 30114-7284

Mortgage

Document Number	0144971552
Date	Jul 9, 2020
Book Page	014497/001552

Lender

Name	PRINCETON MTG
Type	Mortgage Company
Address	EWING, NJ 08560

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Feb 16, 2018
Property Address	646 OCEAN AVE, CANTON, GA 30114-7284
Document Number	0142472971
Book / Page	014247 / 002971
Instrument Date	Feb 15, 2018
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 OCEAN AVE CANTON GA 301147284, CANTON, GA 30114-7284

Mortgage

Document Number	142472975
Date	Feb 16, 2018
Book Page	014247/002975

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	646 OCEAN AVE, CANTON, GA 30114-7284
Document Number	0141460429
Book / Page	014146 / 000429
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	646 OCEAN AVE CANTON GA 301147284, CANTON, GA 30114-7284

Mortgage

Document Number	0141460429
Date	Jan 9, 2017
Book Page	014146/000429
Instrument	820

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 646 Ocean Ave was $982 with exemptions applied.

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Municipality	Canton City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$180,320 Land $34,000 Building $146,320	$450,800 Land $85,000 Building $365,800
2023		$183,160 (+30.83%) Land $34,000 Building $149,160	$457,900 (+30.83%) Land $85,000 Building $372,900
2022	$783.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$140,000 Land $28,261 Building $111,739	$350,000 Land $70,652 Building $279,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Ocean Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Ocean Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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