646 Oak St, Mandeville, LA 70448 Property Records

St. Tammany Parish property record for 646 Oak St, Mandeville, LA 70448

Property Summary

Property Type	Single Family Home
Details	1,928 sqft · built 1983
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2021)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2021 Sale & Mortgage + 3 more
APN	`114-029-1455`

Property Details

APN / Parcel Number

Primary APN	`114-029-1455`
Alternative APN	`58165`

Interior

Building Area	1,928 sqft Living Area

Exterior

Year Built	Built 1983
Lot Area	9,600 sqft
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Storage Building	108 sqft

Location & Zoning

Old Parcel Number	114-029-1455
Street Address	646 OAK ST
City	MANDEVILLE
State	LA
Zip	70448-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEACHVIEW OF MANDEVILLE SQ 36 LTPT34 35
Legal Subdivision	BEACHVIEW
Legal Lot Number	34-35
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	10
Census Block Group	2
Census Block	2032
Census Tract	41301

Owner

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	646 OAK ST, MANDEVILLE, LA 70448-5143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE
Sep 13, 2021	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 11, 2018	Deed, Transfer · Conventional Mortgage ACE MORTGAGE
Oct 20, 2017	Deed, Transfer WINTERS TITLE
Oct 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	2290690
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	646 OAK ST, MANDEVILLE, LA 70448-5143
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	STONE TITLE, STONE TITILE INSURANCE OF LA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002199290
Date	Mar 20, 2020
Instrument	2199290

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 13, 2021
Property Address	646 OAK ST, MANDEVILLE, LA 70448-5143
Document Number	0002290690
Instrument Date	Aug 27, 2021
Instrument	2290690
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 152, DELHI, LA 71232-0152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 OAK ST, MANDEVILLE, LA 70448-5143

Mortgage

Document Number	0002290691
Date	Sep 13, 2021
Instrument	2290691

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 11, 2018
Property Address	646 OAK ST, MANDEVILLE, LA 70448-5143
Document Number	0002105708
Map Reference	MAP 45
Instrument Date	Apr 6, 2018
Instrument	2105708
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 OAK ST, MANDEVILLE, LA 70448-5143

Mortgage

Document Number	0002105712
Date	Apr 11, 2018
Instrument	2105712

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 20, 2017
Property Address	646 OAK ST, MANDEVILLE, LA 70448-5143
Document Number	0002084094
Map Reference	MAP 45A
Instrument Date	Oct 16, 2017
Instrument	2084094
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 NORTHLAKE CT, MANDEVILLE, LA 70448-4523

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 13, 2017
Property Address	646 OAK ST, MANDEVILLE, LA 70448-5143
Document Number	0002083057
Instrument Date	Oct 13, 2017
Instrument	2083057
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Mandeville City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (-3.38%)	$29,111 (-) Land $6,500 Building $22,611	$291,108 (-) Land $65,000 Building $226,108
2024	$3,817.00 (+4.92%)	$29,111 (+11.97%) Land $6,500 Building $22,611	$291,108 (+11.97%) Land $65,000 Building $226,108
2023	$3,638.00	$25,999 (-) Land $6,500 Building $19,499	$259,989 (+1.96%) Land $65,000 Building $194,989
2022	$3,638.00 Homeowner's exemption	$25,999 Land $6,500 Building $19,499	$254,989 Land $60,000 Building $194,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 284 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	335 units insured incl. 51 condo units
Nearby Flood Claims	31 (1995–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 10 claims Hurricane Isaac, Aug 2012 · 7 claims Hurricane Katrina, Aug 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 58% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANDEVILLE WATER SUPPLY serves 13,000 people · EPA ID LA1103023
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Metronet Holdings Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile USA.

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