St. Louis County property record for 646 Nirk Ave, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1953 |
| Lot Size | 0.345 acres (15,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,500 (Sep 2015) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24N-61-1070 |
| Primary APN | 24N-61-1070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 15,015 sqft (0.345 acres) |
| Lot Dimensions | 165 ft deep x 91 ft wide |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 NIRK AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R4 |
| Legal Description | ABBOTT LOTS 14 & 15 LOT 14 |
| Legal Subdivision | ABBOTT |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 218300 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 NIRK AVE, SAINT LOUIS, MO 63122-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2015 · Amount on Record |
| Deed Sale | Sep 9, 2015 · Amount on Record |
| Prior Sale | Jul 7, 2009 · Amount on Record |
| Deed Document Number | 2015554 |
| Deed Book / Page | 21673 / 724 |
| Prior Transfer Date | Sep 2, 2015 |
| Prior Transfer Doc | 0216730724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 646 NIRK AVE, SAINT LOUIS, MO 63122-5627 |
| Document Number | 0233240053 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 646 NIRK AVE ST LOUIS MO 631225627, ST LOUIS, MO 63122-5627 |
| Document Number | 0233240053 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 023324/000053 |
| Instrument | 499 |
| Name | ELECTRO SVGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 16, 2023 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,710 (-) Land $48,980 Building $4,730 | $282,700 (-) Land $257,800 Building $24,900 | |
| 2025 | $3,045.00 (+5.62%) | $53,710 (+17.07%) Land $48,980 Building $4,730 | $282,700 (+17.06%) Land $257,800 Building $24,900 |
| 2024 | $2,883.00 (+1.59%) | ||
| 2023 | $2,838.00 (+9.11%) | $45,880 (+15.77%) Land $35,280 Building $10,600 | $241,500 (+15.77%) Land $185,700 Building $55,800 |
| 2022 | $2,601.00 | $39,630 Land $35,280 Building $4,350 | |
| 2021 | $208,600 Land $185,700 Building $22,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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