646 New Castle Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 646 New Castle Ln, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,478 sqft · built 2018
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (May 2019)
Tax Bill	$2,476 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500031829`

Property Details

APN / Parcel Number

Primary APN	`1500031829`
Alternative APN	`01050402 0177 48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,478 sqft Heated Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	15,682 sqft (0.36 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	63 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500031829
Street Address	646 NEW CASTLE LN
City	SPRING LAKE
State	NC
Zip	28390-6020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LOT#204 HIGHGROVE@ANDRSON CREEK PH6B MAP#2012-379
Legal Subdivision	HIGHGROVE@ANDERSON CREEK
Legal Phase	6
Legal Lot Number	204
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71203

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 NEW CASTLE LN, SPRING LAKE, NC 28390-6020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC
May 24, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Apr 13, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Apr 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	20196847
Deed Book / Page	3700 / 480
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	646 NEW CASTLE LN, SPRING LAKE, NC 28390-6020
Document Number	0000024350
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	646 NEW CASTLE LN SPRING LAKE NC 283906020, SPRING LAKE, NC 28390-6020

Mortgage

Document Number	0000024350
Date	Dec 29, 2020
Book Page	003915/000816
Instrument	24350

Lender

Name	ARCUS LENDING INC ARCUS LENDING INC
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 24, 2019
Property Address	646 NEW CASTLE LN, SPRING LAKE, NC 28390-6020
Document Number	0000006847
Book / Page	3700 / 0480
Map Reference	MB 2012 PG 379
Instrument Date	May 23, 2019
Instrument	2019006847
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE, 2919, FAYETTEVILLE, NC 28303-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 NEW CASTLE LN, SPRING LAKE, NC 28390-6020

Mortgage

Document Number	0000006848
Date	May 24, 2019
Instrument	2019006848

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Recording Date	Apr 13, 2018
Property Address	646 NEW CASTLE LN, SPRING LAKE, NC 28390-6020
Book / Page	003596 / 000267
Instrument Date	Apr 12, 2018
Instrument	5047
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000005047
Date	Apr 13, 2018
Book Page	003596/000267
Instrument	5047

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 13, 2018
Property Address	646 NEW CASTLE LN, SPRING LAKE, NC 28390-6020
Document Number	0000005046
Book / Page	003596 / 000265
Instrument Date	Apr 4, 2018
Instrument	5046
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$88.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,476.00 (+45.73%)	$323,142 (+40.3%)	$323,142 (+40.3%) Land $55,440 Building $267,702
2023	$1,699.00	$230,315	$230,315 Land $40,320 Building $189,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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