646 Needmore Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 646 Needmore Rd, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Feb 2019)
Tax Bill	$608 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-A-17`

Property Details

APN / Parcel Number

Primary APN	`64-A-17`
Alternative APN	`131342`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,510 sqft
1st Floor Area	888 sqft
Basement Area	622 sqft
Unfinished Basement	622 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	131342
Street Address	646 NEEDMORE RD
City	CHILHOWIE
State	VA
Zip	24319-5949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK 64 A 17
Legal Subdivision	SOUTH FORK
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	3
Census Block	3014
Census Tract	30702

Owner

Source: Smyth County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 NEEDMORE RD, CHILHOWIE, VA 24319-5949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit THE BANK OF MARION
Feb 22, 2019	Warranty Deed, Transfer · Closed-End Mortgage THE BANK OF MARION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	2019456
Deed Book / Page	1033 / 353
Last Transfer Date	Jul 26, 2023
Transfer Doc	0000001626
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	646 NEEDMORE RD, CHILHOWIE, VA 24319-5949
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001052/552
Date	Jun 16, 2020
Book Page	1052/552
Instrument	200001377

Lender

Name	THE BANK OF MARION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Feb 22, 2019
Property Address	646 NEEDMORE RD, CHILHOWIE, VA 24319-5949
Document Number	001033/353
Book / Page	1033 / 353
Instrument Date	Feb 13, 2019
Instrument	190000456
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17708 MAHOGANY DR, ABINGDON, VA 24210-7912

Mortgage

Document Number	0190000457
Date	Feb 22, 2019
Instrument	190000457

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,600 (+130.23%) Land $24,000 Building $213,600	$237,600 (+130.23%) Land $24,000 Building $213,600
2025	$608.00 (+36.94%)	$103,200 (+71.71%) Land $15,000 Building $88,200	$103,200 (+71.71%) Land $15,000 Building $88,200
2023	$444.00	$60,100 Land $12,500 Building $47,600	$60,100 Land $12,500 Building $47,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2019–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
SmythNet Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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