646 NE Seward Ave, Bend, OR 97701 Property Records

Deschutes County property record for 646 NE Seward Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1928
Lot Size	0.13 acres (5,663 sqft)
Owner	Owner Name on Record
Last Sale	$168,500 (Jul 2013)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171228 CD 00600`

Property Details

APN / Parcel Number

Primary APN	`171228 CD 00600`
Alternative APNs	`R1001171228CD00600` `100762`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Other
Lot Area	5,663 sqft (0.13 acres)
Shed	1 Shed

Location & Zoning

Account Number	100762
Old Parcel Number	R1001171228CD00600
Street Address	646 NE SEWARD AVE
City	BEND
State	OR
Zip	97701-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:12 BLK:28 SUBD:WIESTORIA SEC/TWN/RNG/MER:SEC 28 TWN 17 RNG 12 MAP REF:171228-CD
Legal Range	12E
Legal Township	17S
Legal Section	28
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	WIESTORIA
Legal Block	28
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2035
Census Tract	1601

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	646 NE SEWARD AVE, BEND, OR 97701-3840
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
May 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2013 · Amount on Record
Deed Sale	Jul 11, 2013 · Amount on Record
Prior Sale	Mar 4, 2013 · Amount on Record
Deed Document Number	2013-29156
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	646 NE SEWARD AVE, BEND, OR 97701-3840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001357
Date	Jan 8, 2021
Instrument	2021-01357

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	646 NE SEWARD AVE, BEND, OR 97701-3840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016801
Date	May 22, 2019
Instrument	2019-16801

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	646 NE SEWARD AVE, BEND, OR 97701-3840
Document Number	0000001181
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 NE SEWARD AVE BEND OR 977013840, BEND, OR 97701-3840

Mortgage

Document Number	0000001181
Date	Jan 11, 2017
Instrument	1181

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,928.00 (+3.94%)	$114,130 (+3%)	$375,650 (+1.19%) Land $223,930 Building $151,720
2024	$1,855.00 (+7.85%)	$110,810 (+2.99%)	$371,230 (-) Land $223,930 Building $147,300
2023	$1,720.00	$107,590	$371,230 Land $223,930 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Vero Fiber, Webformix.

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