646 N Sutter St, Stockton, CA 95202 Property Records

San Joaquin County property record for 646 N Sutter St, Stockton, CA 95202

Property Summary

Property TypeDuplex
Details8 bd · 4 ba · 1,984 sqft · built 1902
Lot Size0.069 acres (2,988 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Apr 2017)
Tax Bill$4,735 (2026)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN139-163-010-000

Property Details

APN / Parcel Number

Primary APN139-163-010-000
Alternative APN
  • 139-163-01

Interior

Bedrooms8 Beds
Full Baths4 Baths
Units2 Units
Stories2 Stories
Building Area1,984 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleModern
Construction TypeWood
Lot Area2,988 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number139-163-01
Street Address646 N SUTTER ST
CitySTOCKTON
StateCA
Zip95202-2036
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionEAST/CENTER STREET BLK 107 LOT 1,3
Legal SubdivisionEAST OF CENTER
Legal Block1
Legal Lot Number3
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionSTOCKTON
Census Block Group1
Census Block1000
Census Tract102

Owner

646 N Sutter St, a duplex, is owned by two individuals who bought it in April 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address204 FRANCISCAN DR, DALY CITY, CA 94014-2827
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2017 · Amount on File
Deed SaleApr 28, 2017 · Amount on File
Prior SaleJun 12, 2002 · Amount on File
Deed Document Number201748358
Prior Transfer DateMar 18, 2005
Prior Transfer Doc0000161987
Record UpdatedOct 29, 2026

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 28, 2017
Property Address646 N SUTTER ST, STOCKTON, CA 95202-2036
Document Number0000048358
Instrument DateApr 26, 2017
Instrument48358
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
Tax$187.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address204 FRANCISCAN DR DALY CITY CA 940142827, DALY CITY, CA 94014-2827

Mortgage

Document Number48359
DateApr 28, 2017
Instrument48359
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 646 N Sutter St was $4,735, up 59.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityStockton City
Unified School DistrictStockton Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,735.00 (+59.43%)
2025$2,970.00$197,293 Land $58,026 Building $139,267
2023$2,362.00 (+1.37%)$189,634 Land $55,774 Building $133,860
2022$2,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 646 N Sutter St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 646 N Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - STOCKTON
private · serves 182,775 people · EPA ID CA3910001
Water SourcePurchased surface water from STOCKTON EAST WATER DISTRICT
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Ayera Technologies, Cal.net, Verizon.

Nearby Properties on N Sutter St

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