Kane County property record for 646 N Grove Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,312 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Jul 2010) |
| Tax Bill | $2,567 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-403-013 |
| Primary APN | 06-11-403-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 2,040 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 646 N GROVE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELLS SUB OF LOVELLS ADDN EAST 83.5 FT OF LOT 1 BLOCK 10 LYING SOUTH OF LINCOLN AVE |
| Legal Subdivision | LOVELLS ADDN |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 854600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 N GROVE AVE, ELGIN, IL 60120-2899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on Record |
| Deed Sale | Jul 9, 2010 · Amount on Record |
| Prior Sale | Aug 15, 2007 · Amount on Record |
| Deed Document Number | 201043613 |
| Prior Transfer Date | Jul 24, 2007 |
| Prior Transfer Doc | 0000085410 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,567.00 (-37.14%) Homeowner's exemption Senior Citizen's exemption | $69,994 (+8.57%) Land $14,696 Building $55,298 | $210,066 (+8.57%) Land $44,106 Building $165,960 |
| 2024 | $64,469 (+21.39%) Land $13,536 Building $50,933 | $193,484 (+21.44%) Land $40,624 Building $152,860 | |
| 2022 | $4,084.00 (+4.88%) Homeowner's exemption | $53,108 (+6.96%) Land $11,151 Building $41,957 | $159,324 (+6.96%) Land $33,453 Building $125,871 |
| 2021 | $3,894.00 Homeowner's exemption | $49,652 Land $10,425 Building $39,227 | $148,956 Land $31,275 Building $117,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures