646 N 1280 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 646 N 1280 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,058 sqft · built 2000
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Mar 2026 Transfer May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`55-463-0015`

Property Details

APN / Parcel Number

Primary APN	`55-463-0015`
Alternative APN	`131788`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	850 sqft
Basement Area	110 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	131788
Street Address	646 N 1280 E
City	SPANISH FORK
State	UT
Zip	84660-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, PLAT A, WILLOWBEND PUD SUBDV. AREA 0.172 AC.
Legal Subdivision	WILLOWBEND PUD
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1000
Census Tract	10306

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	646 N 1280 E, SPANISH FORK, UT 84660-8416
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 5, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 19, 2026
Property Address	646 N 1280 E, SPANISH FORK, UT 84660-8416
Document Number	0000022424
Instrument Date	Mar 18, 2026
Instrument	22424:2026
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	646 N 1280 E, SPANISH FORK, UT 84660-8416

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	646 N 1280 E, SPANISH FORK, UT 84660-8416
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085472
Date	May 5, 2021
Instrument	85472:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,590 (-2.23%)	$433,800 (-2.23%) Land $150,200 Building $283,600
2025	$2,351.00 (+6.09%)	$244,035 (+2.24%)	$443,700 (+2.24%) Land $150,200 Building $293,500
2024	$2,216.00 (-4.19%)
2023	$2,313.00 (-8.03%)	$238,700	$434,000 Land $143,000 Building $291,000
2022	$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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