646 Mount Moriah Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 646 Mount Moriah Dr, Cincinnati, OH 45245

Property Summary

Property Type	Commercial
Details	15,071 sqft · built 1996
Lot Size	1.96 acres (85,595 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 1994)
Tax Bill	$16,283 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-32-14C-296`

Property Details

APN / Parcel Number

Primary APN	`41-32-14C-296`

Interior

Stories	1 Story
Building Area	15,071 sqft Total Area
1st Floor Area	15,071 sqft
Interior Walls	Finished/Painted
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Metal Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	85,595 sqft (1.96 acres)
View / Lot	Cul-de-sac
Canopy	879 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 MOUNT MORIAH DR
City	CINCINNATI
State	OH
Zip	45245-2113
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BEECHMONT MOTORSPORTS
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41305

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 MOUNT MORIAH DR, CINCINNATI, OH 45245-2113
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK
May 11, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 1994 · Amount on Record
Deed Sale	Oct 6, 1994 · Amount on Record
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	646 MOUNT MORIAH DR, CINCINNATI, OH 45245-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009956
Date	May 4, 2018
Book Page	2768/1605
Instrument	201800009956

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	646 MOUNT MORIAH DR, CINCINNATI, OH 45245-2113
Document Number	0000011078
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4692 ROSS RD BATAVIA OH 451038706, BATAVIA, OH 45103-8706

Mortgage

Document Number	0000011078
Date	May 19, 2017
Book Page	002706/000258
Instrument	11078

Lender

Name	AMERICAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,283.00 (-32.43%)	$242,280 (-) Land $99,020 Building $143,260
2024			$692,200 (-) Land $282,900 Building $409,300
2023	$24,097.00 (+37.3%)	$242,280 (-) Land $99,020 Building $143,260	$692,200 (-) Land $282,900 Building $409,300
2022	$17,550.00	$242,280 Land $99,020 Building $143,260
2020			$692,200 Land $282,900 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–2002)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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