646 Moss Dr, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 646 Moss Dr, Altamonte Springs, FL 32714

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,140 sqft · built 1983
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-21-29-5DB-0000-2450`

Property Details

APN / Parcel Number

Primary APN	`15-21-29-5DB-0000-2450`
Alternative APN	`2129155DB00002450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	646 MOSS DR
City	ALTAMONTE SPRINGS
State	FL
Zip	32714-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 245 TRAILWOOD ESTATES SEC 2 PB 18 PGS 12 + 13
Legal Range	29E
Legal Township	21S
Legal Section	15
Legal Subdivision	TRAILWOOD ESTATES SEC 2
Legal Tract	5DB
Legal Lot Number	245
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	4
Census Block	4013
Census Tract	21705

Owner

646 Moss Dr is owned by a company that acquired it in June 2019.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
Jun 26, 2019	Loan Modification, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2015
Deed Sale	Mar 20, 2015
Prior Sale	Nov 7, 2014 · Amount on File
Deed Document Number	201530116
Deed Book / Page	8435 / 659
Last Transfer Date	Jun 7, 2019
Transfer Doc	0093780054
Record Updated	Sep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 20, 2019
Property Address	646 MOSS DR, ALTAMONTE SPRINGS, FL 32714-1328
Document Number	0093780054
Book / Page	009378 / 000054
Instrument Date	Jun 7, 2019
Instrument	65713
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Recording Date	Jun 26, 2019
Property Address	646 MOSS DR, ALTAMONTE SPRINGS, FL 32714-1328
Document Number	0093811730
Book / Page	009381 / 001730
Instrument Date	Jun 7, 2019
Instrument	67938
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number	93811730
Date	Jun 26, 2019
Book Page	009381/001730
Instrument	67938

Lender

Name	WILMINGTON TR
Address	WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 646 Moss Dr was $3,612.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00	$238,483 Land $85,000 Building $153,483	$238,483 Land $85,000 Building $153,483
2023	$3,293.00 (+8.22%)	$234,628 (+9.58%)	$234,628 (+4.15%) Land $75,000 Building $159,628
2022	$3,043.00	$214,109	$225,283 Land $75,000 Building $150,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Moss Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Moss Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEATHERSFIELD private · serves 4,221 people · EPA ID FL3591451
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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