646 Modoc Dr, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 646 Modoc Dr, Big Bear Lake, CA 92315 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1960
Lot Size0.344 acres (15,000 sqft)
OwnerCompany Name on File
Last Sale$215,000 (Nov 2008)
Tax Bill$5,551 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0308-075-08-0000

Property Details

APN / Parcel Number

Primary APN0308-075-08-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleChalet/Alpine
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions100 ft deep x 150 ft wide
TerrainAbove Road/Slope
View / LotAverage
Garage TypeDetached
Garage Area720 sqft
PorchPatio/Porch
Porch Area704 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address646 MODOC DR
CityBIG BEAR LAKE
StateCA
Zip92315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALMADGES LAKEVIEW PARK SUB LOT 5 BLK F
Legal SubdivisionTALMADGE LAKEVIEW PARK
Legal BlockF
Legal Lot Number5
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionBIG BEAR
Census Block Group1
Census Block1060
Census Tract11205

Owner

Source: San Bernardino County records · APN 0308-075-08-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address40729 VILLAGE DR, 1989193, BIG BEAR LAKE, CA 92315-2039
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2008 · Amount on Record
Deed SaleNov 14, 2008 · Amount on Record
Prior SaleJul 10, 2008 · Amount on Record
Deed Document Number2008498609
Prior Transfer DateNov 03, 2008
Prior Transfer Doc0000498610
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address646 MODOC DR, BIG BEAR LAKE, CA 92315
Transaction TypeMortgage
Record UpdatedApr 05, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 N ARDEN BLVD, LOS ANGELES, CA 90004-3715

Mortgage

Document Number0000130006
DateMar 22, 2021
Instrument2021-0130006
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address646 MODOC DR, BIG BEAR LAKE, CA 92315
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114845
DateApr 01, 2020
Instrument2020-0114845
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBig Bear Lake City
CountySan Bernardino County
Unified School DistrictBear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$407,192 (+2%) Land $197,027 Building $210,165
2025$5,551.00 (-25.2%)$399,208 (-32.91%) Land $193,164 Building $206,044
2023$7,421.00 (+48.93%)$595,000 Land $245,000 Building $350,000
2022$4,983.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710112051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
1 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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