Albemarle County property record for 646 Miller School Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,326 sqft · built 1969 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2025) |
| Tax Bill | $4,242 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07200-00-00-014A5 |
| Primary APN | 07200-00-00-014A5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Finished Area |
| Basement Area | 1,326 sqft |
| Finished Basement | 974 sqft |
| Unfinished Basement | 352 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 600 sqft |
| Patio Area | 600 sqft |
| Storage Building | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 646 MILLER SCHOOL RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE 5 |
| Legal Subdivision | DIVISION/GORDON T BURTON PROP |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11201 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 MILLER SCHOOL RD, CHARLOTTESVILLE, VA 22903-7316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Document Number | 20257894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 646 MILLER SCHOOL RD, CHARLOTTESVILLE, VA 22903-7316 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 5587/665 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 5587/665 |
| Instrument | 2021-00013684 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate | 2.99% |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,242.00 (+25.76%) | $474,500 (+34.8%) Land $97,200 Building $377,300 | $474,500 (+34.8%) Land $97,200 Building $377,300 |
| 2025 | $3,373.00 (+12.21%) | ||
| 2023 | $3,006.00 | $352,000 Land $82,800 Building $269,200 | $352,000 Land $82,800 Building $269,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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