Clay County property record for 646 Mill Pond Rd, Bluffton, GA 39824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 1990 |
| Lot Size | 168 acres (7,360,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,776 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-003 |
| Primary APN | 046-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,477 sqft Heated Area |
| Gross Area | 924 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,360,333 sqft (168 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,384 sqft |
| Deck Area | 128 sqft |
| Patio Area | 512 sqft |
| Shed | 1 Shed |
| Storage Building | 720 sqft |
| Utility Building | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1660 |
|---|---|
| Street Address | 646 MILL POND RD |
| City | BLUFFTON |
| State | GA |
| Zip | 39824-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Description | LL 73 88 & 49 D/5 H/L |
| Jurisdiction | CLAY GA |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 960300 |
646 Mill Pond Rd is owned and occupied by an individual who acquired it in August 2006.
Source: Clay County records, as of February 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 MILL POND RD, BLUFFTON, GA 39824-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2006 |
| Transfer Doc | 000047/173 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 646 Mill Pond Rd was $2,776 with exemptions applied.
Source: Clay County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,776.00 Homeowner's exemption Senior Citizen's exemption | $98,120 Land $74,960 Building $23,160 | $245,300 Land $187,400 Building $57,900 |
| 2023 | $2,275.00 Homeowner's exemption | $103,040 Land $74,960 Building $28,080 | $257,600 Land $187,400 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Mill Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 646 Mill Pond Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kudzu Networks Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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