Pender County property record for 646 Mill Creek Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 884 sqft · built 1960 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,089 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4236-62-7549-0000 |
| Primary APN | 4236-62-7549-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 30,928 sqft (0.71 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 256 sqft |
| Cabin | Cabin |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 400854950 |
|---|---|
| Old Parcel Number | 4236 62 7549 0000 |
| Street Address | 646 MILL CREEK RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .71 ACRES S/W SIDE 1588 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 920105 |
646 Mill Creek Rd is owned by two individuals who acquired it in March 2004.
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 71 MILL CREEK RD, HAMPSTEAD, NC 28443-2990 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2004 |
| Deed Sale | Mar 18, 2004 |
| Deed Document Number | 0000512342 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 646 Mill Creek Rd was $1,089.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,089.00 | $190,967 Land $89,050 Building $101,917 | $190,967 Land $89,050 Building $101,917 |
| 2023 | $95,673 (-) Land $37,935 Building $57,738 | $95,673 (-) Land $37,935 Building $57,738 | |
| 2022 | $911.00 | $95,673 Land $37,935 Building $57,738 | $95,673 Land $37,935 Building $57,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Mill Creek Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 10 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Mill Creek Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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