Clay County property record for 646 Memorial Dr, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 624 sqft · built 1966 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $214 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-00-00-109.00 |
| Primary APN | 082-00-00-109.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 1567 |
|---|---|
| Street Address | 646 MEMORIAL DR |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-6198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.385 ACRES & HOUSE |
| Jurisdiction | CLAY KY |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950301 |
646 Memorial Dr is owned by an individual who acquired it in April 1997.
Source: Clay County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 JONES ST, MANCHESTER, KY 40962-6140 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1997 |
| Deed Sale | Apr 1, 1997 |
| Deed Document Number | 0000238492 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 646 Memorial Dr was $214.
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214.00 | $18,000 | $18,000 |
| 2023 | $214.00 | $18,000 | $18,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Memorial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 646 Memorial Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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