646 Mariners Way, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 646 Mariners Way, Boynton Beach, FL 33435

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,566 sqft · built 1987
Lot Size	0.065 acres (2,836 sqft)
Owner	Individual Name on Record
Last Sale	$657,500 (Oct 2023)
Tax Bill	$10,195 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2026 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-43-45-22-30-000-0100`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-22-30-000-0100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	750 sqft
Upper Floors Area	816 sqft

Exterior

Year Built	Built 1987
Construction Type	Concrete Block
Lot Area	2,836 sqft (0.065 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Storage Building	24 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	646 MARINERS WAY
City	BOYNTON BEACH
State	FL
Zip	33435-3246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MARINERS WAY LT 10
Legal Range	43E
Legal Township	45S
Legal Section	22
Legal Subdivision	MARINERS WAY
Legal Lot Number	10
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1001
Census Tract	6100

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CLEAR 2 CLOSE HOME LOANS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	20230355655
Deed Book / Page	34617 / 1856
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246

Mortgage

Document Number	0362521449
Date	Jan 14, 2026
Book Page	36252/1449
Instrument	20260016183

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 2, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246

Mortgage

Document Number	0362470091
Date	Jan 12, 2026
Book Page	36247/91
Instrument	20260012354

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 2, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246

Mortgage

Document Number	0361581725
Date	Nov 26, 2025
Book Page	36158/1725
Instrument	20250420278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 18, 2023
Property Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246
Document Number	0346171856
Book / Page	34617 / 1856
Map Reference	MB 52 PG 193
Instrument Date	Oct 6, 2023
Instrument	20230355655
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	FIRM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6640 N PLYMOUTH DR, LAKE WORTH, FL 33462-3882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 MARINERS WAY, BOYNTON BEACH, FL 33435-3246

Mortgage

Document Number	0346171859
Date	Oct 18, 2023
Instrument	34617/1859

Lender

Name	CLEAR 2 CLOSE HOME LOANS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,195.00 (-10.14%) Homeowner's exemption	$537,847 (-26.99%)	$591,843 (-19.67%) Building $591,843
2023	$11,345.00 (+17.63%)	$736,721 (+37.37%) Building $736,721	$736,721 (+37.37%) Building $736,721
2022	$9,645.00	$536,321 Building $536,321	$536,321 Building $536,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,016 units insured incl. 824 condo units
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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