646 Main St, Minturn, CO 81645 Property Records

Eagle County property record for 646 Main St, Minturn, CO 81645

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,802 sqft · built 1996
Lot Size	0.067 acres (2,919 sqft)
Owner	Individual Name on File
Last Sale	$539,500 (Jan 2007)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R045212`

Property Details

APN / Parcel Number

Primary APN	`R045212`
Alternative APN	`2103 263 20 017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,802 sqft Living Area
Gross Area	2,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,919 sqft (0.067 acres)
Garage Area	210 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	R045212
Old Parcel Number	210326320017
Street Address	646 MAIN ST
City	MINTURN
State	CO
Zip	81645
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: EAGLE RIVER ENCLAVE CONDOMINIUMS UNIT: 646 BK-0717 PG-0901 DEC 02-04-97 BK-0717 PG-0902 MAP 02-04-97 BK-0745 PG-
Legal Subdivision	EAGLE RIVER ENCLAVE CONDOMINIUMS
Jurisdiction	EAGLE CO
Township / Civil Division	MINTURN-RED CLIFF
Census Block Group	1
Census Block	1027
Census Tract	600

Owner

646 Main St, a condominium, is owned by an individual who acquired it in March 2021.

Source: Eagle County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3226 HILL CT SW, ROCHESTER, MN 55902-6633
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2007 · Amount on File
Deed Sale	Jan 22, 2007 · Amount on File
Prior Sale	Jun 22, 2009
Deed Document Number	0000001616
Last Transfer Date	Mar 1, 2021
Transfer Doc	0000004238
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EAGLE CO
Recording Date	Mar 1, 2021
Property Address	646 MAIN ST, MINTURN, CO 81645
Document Number	0000004238
Map Reference	MB 717 PG 902
Instrument Date	Feb 18, 2021
Instrument	202104238
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 MAIN ST, MINTURN, CO 81645

Mortgage

Document Number	0000004239
Date	Mar 1, 2021
Instrument	202104239

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 646 Main St was $5,098.

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Municipality	Minturn Town
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,098.00	$71,380 Building $71,380	$1,142,150 Building $1,142,150
2023	$3,888.00	$59,280 Building $59,280	$884,720 Building $884,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1987–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Main St is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINTURN serves 1,200 people · EPA ID CO0119510
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20