Middletown City property record for 646 Main St, Middletown, CT 06457
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 13,632 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,300,000 (Oct 2025) |
| Tax Bill | $23,436 (2024) |
| Deeds & Mortgages | Oct 2025 Sale Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:22 L:0224 |
| Primary APN | MTWN M:22 L:0224 |
|---|---|
| Alternative APN |
|
| Units | 14 Units |
|---|---|
| Stories | 4 Stories |
| Building Area | 13,632 sqft Living Area |
| Gross Area | 17,640 sqft |
| 1st Floor Area | 3,408 sqft |
| Basement Area | 3,408 sqft |
| Unfinished Basement | 3,408 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R01424 |
|---|---|
| Street Address | 646 MAIN ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | B-1 |
| Legal Lot Number | 224 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 541600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street Historic District listed 1983 · 89 contributing resources · NRIS 83001275 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middletown City records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 522 SALMON BROOK ST, GRANBY, CT 06035-1132 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer |
| Dec 6, 2017 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL BANK |
| Dec 31, 2019 | Trustee's Deed, Transfer UNKNOWN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Deed Book / Page | 2134 / 98 |
| Prior Transfer Date | Oct 17, 2025 |
| Prior Transfer Doc | 0002134-98 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Oct 20, 2025 |
| Property Address | 646 MAIN ST, MIDDLETOWN, CT 06457 |
| Document Number | 0002134-98 |
| Book / Page | 2134 / 98 |
| Instrument Date | Oct 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 SALMON BROOK ST, GRANBY, CT 06035-1132 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 646 MAIN ST, MIDDLETOWN, CT 06457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1909-551 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 1909/551 |
| Instrument | 3369280010 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Dec 1, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Dec 31, 2019 |
| Property Address | 646 MAIN ST, MIDDLETOWN, CT 06457 |
| Document Number | 1960-587 |
| Book / Page | 001960 / 000587 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 56 DOUGLAS RD GLASTONBURY CT 060332220, GLASTONBURY, CT 06033-2220 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602,480 (-) Land $161,000 Building $441,480 | $421,736 Land $112,700 Building $309,036 | |
| 2024 | $23,436.00 (+5.71%) | $602,480 (-) Land $161,000 Building $441,480 | |
| 2023 | $22,171.00 (+8.34%) | $602,480 (+29.54%) Land $161,000 Building $441,480 | |
| 2022 | $20,464.00 | $465,080 Land $140,000 Building $325,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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